Macon County property record for 121 E Montgomery St, Niantic, IL 62551
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,592 sqft · built 1994 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Aug 2017) |
| Tax Bill | $3,580 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-11-255-001 |
| Primary APN | 13-10-11-255-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 120 ft deep x 150 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 104 sqft |
| Deck Area | 117 sqft |
| Cooling System | Central |
|---|
| Account Number | 131011255001 |
|---|---|
| Street Address | 121 E MONTGOMERY ST |
| City | NIANTIC |
| State | IL |
| Zip | 62551-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | LOCKHARTS ADD TO NIANTIC LOTS 1-2-3 BLK 2 150X120 |
| Legal Range | 01W |
| Legal Township | 16N |
| Legal Section | 11 |
| Legal Subdivision | LOCKHARTS ADD |
| Legal Block | 2 |
| Legal Lot Number | 1-3 |
| Jurisdiction | MACON IL |
| Township / Civil Division | NIANTIC |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2800 |
Source: Macon County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 N MONTGOMERY ST, NIANTIC, IL 62551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Aug 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Aug 21, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2017 · Amount on Record |
| Deed Sale | Aug 21, 2017 · Amount on Record |
| Deed Document Number | 20171923075 |
| Deed Book / Page | 4580 / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 121 E MONTGOMERY ST, NIANTIC, IL 62551-4202 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4853/281 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 4853/281 |
| Instrument | 1986283 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 121 E MONTGOMERY ST, NIANTIC, IL 62551-4202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4580/96 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 4580/96 |
| Instrument | 1923076 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Aug 21, 2017 |
| Property Address | 121 E MONTGOMERY ST, NIANTIC, IL 62551-4202 |
| Document Number | 4580/094 |
| Book / Page | 4580 / 094 |
| Map Reference | PL 31 PG 29 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 1923075 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20396 WALNUT GROVE RD, TOWANDA, IL 61776-7577 |
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Niantic Township |
| Municipality | Niantic Village |
| Unified School District | Sangamon Valley Community Unit School District 9 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,580.00 | $48,950 Land $3,045 Building $45,905 | $146,865 Land $9,136 Building $137,729 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER-NIANTIC serves 648 people · EPA ID IL1150400 |
|---|---|
| Water Source | Purchased groundwater from UNITED REGIONAL WATER COOP |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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