121 E Main St, Troy, OH 45373 Property Records

Miami County property record for 121 E Main St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1841
Square Footage8,029 sqft Total Area
Lot Size3,311 sqft (0.076 acres)
Last Sale$760,000 (2025)
Tax Bill$1,567.00 (2025)

Property Details

APN / Parcel Number

Primary APND08-000820
Alternative APNs
  • 050627.2-01-018-00
  • D08NE003 00100

Interior

Units7 Units
Building Area8,029 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1841
Fire Resistance ClassBuildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Lot Area3,311 sqft (0.076 acres)
Depth X Width104 ft x 32 ft Depth x Width

Utilities and HVAC

Heating SystemForced Air Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel NumberD08NE003 00100
Street Address121 E MAIN ST
CityTROY
StateOH
Zip45373-3471
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionIN LOT 26 SE COR CRA ABATE 12 YRS 2024-2035 SEE D08-255035 FOR ABATED PARCEL
Legal SubdivisionTROY
Legal Lot Number26
JurisdictionMIAMI OH
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1017
Census Tract365200

Owner

Source: Miami County records · APN D08-000820

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1703 HILLMONT DR, NASHVILLE, TN 37215-2901
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2023Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Oct 12, 2022Warranty Deed, Transfer
Oct 05, 2017Warranty Deed, Transfer · Line of Credit
UNION SVGS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2025 · Amount on Record
Deed SaleApr 14, 2025 · Amount on Record
Prior SaleOct 12, 2022 · Amount on Record
Deed Doc Number2025OR-03919
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address121 E MAIN ST, TROY, OH 45373-3471
Transaction TypeMortgage
Record UpdatedMar 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2455 ROSEWOOD DR, TROY, OH 45373-9362

Mortgage

Document Number0000002183
DateMar 02, 2023
Instrument2023OR-02183
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54903
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateOct 12, 2022
Property Address121 E MAIN ST, TROY, OH 45373-3471
Document Number0000014890
Instrument DateOct 07, 2022
Instrument2022OR-14890
Transaction TypeTransfer
Record UpdatedOct 25, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2455 ROSEWOOD DR, TROY, OH 45373-9362

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateOct 05, 2017
Property Address121 E MAIN ST, TROY, OH 45373-3471
Document Number0000012134
Instrument DateOct 02, 2017
Instrument12134
Transaction TypeTransfer
Record UpdatedNov 13, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$160.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1125 WASHINGTON RD TROY OH 453738917, TROY, OH 45373-8917

Mortgage

Document Number12135
DateOct 05, 2017
Instrument12135
Lender
NameUNION SVGS
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 04, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,567.00 (-7.99%)$31,470 (+8.29%) Land $13,020 Building $18,450$89,900 (+8.31%) Land $37,200 Building $52,700
2024$1,703.00 (+2.16%)$29,060 (-) Land $10,890 Building $18,170
2023$1,667.00 (+8.67%)$29,060 (-) Land $10,890 Building $18,170$83,000 (-) Land $31,100 Building $51,900
2022$1,534.00$29,060 Land $10,890 Building $18,170$83,000 Land $31,100 Building $51,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Troy Public Square
listed 1975 · 13 contributing resources · NRIS 75001491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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