121 E Main St, Manchester, IA 52057 Property Records

Delaware County property record for 121 E Main St, Manchester, IA 52057

Property Summary

Property Type	Office Building
Details	2,740 sqft · built 1900
Lot Size	0.058 acres (2,530 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jul 2022)
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`631322000500`

Property Details

APN / Parcel Number

Primary APN	`631322000500`

Interior

Stories	2 Stories
Building Area	2,740 sqft Gross Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Roof Material	Rolled Roofing
Lot Area	2,530 sqft (0.058 acres)
Lot Dimensions	115 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	274 sqft
Parking Spaces	1 Parking Space
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	121 E MAIN ST
City	MANCHESTER
State	IA
Zip	52057-1736
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	MANCH W 1/2 E 2/3 LT 150 AKA 121 E. MAIN
Legal Subdivision	ORIGINAL TOWN - MANCHESTER
Legal Lot Number	150
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	4
Census Block	4006
Census Tract	950300

Owner

121 E Main St, a commercial property, is owned by two individuals who bought it in July 2022.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 E MAIN ST, MANCHESTER, IA 52057-1736
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Aug 25, 2009 · Amount on File
Deed Document Number	20222246
Deed Book / Page	2022 / 2246
Prior Transfer Date	Aug 21, 2009
Prior Transfer Doc	02009/3355
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Jul 25, 2022
Property Address	121 E MAIN ST, MANCHESTER, IA 52057-1736
Document Number	02022/2246
Book / Page	2022 / 2246
Map Reference	BK I PG 284 285
Instrument Date	Jul 16, 2022
Instrument	22-2246
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 E MAIN ST, MANCHESTER, IA 52057-1736

Mortgage

Document Number	02022/2247
Date	Jul 25, 2022
Book Page	2022/2247
Instrument	22-2247

Lender

Name	FARMERS & MERCHANTS SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 121 E Main St was $1,764, down 31.1% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,100 (+6.96%) Land $6,200 Building $99,900	$106,100 (+6.96%) Land $6,200 Building $99,900
2025	$1,764.00 (-31.07%)	$99,200 Land $5,800 Building $93,400	$99,200 Land $5,800 Building $93,400
2024	$2,559.00
2023		$91,600 (+21%) Land $5,800 Building $85,800	$91,600 Land $5,800 Building $85,800
2022	$1,566.00	$75,700 Land $5,800 Building $69,900
2021			$75,700 Land $5,800 Building $69,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2007–2016)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2016 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2013 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless · Fiber in parts of the area	250 / 50
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: GigFire, Maquoketa Valley Electric Cooperative, T-Mobile.