121 E Main St, Frankfort, NY 13340 Property Records

Herkimer County and Frankfort Town property record for 121 E Main St, Frankfort, NY 13340

Property Summary

Property TypeApartments (5+ Units)
Details3,360 sqft · built 1960
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$3,000 (Jul 1996)
Tax Bill$6,271 (2026)
Deeds & MortgagesNov 2023 Refinance
Jan 2022 Refinance
APN212601 112.65-3-33

Property Details

APN / Parcel Number

Primary APN212601 112.65-3-33
Alternative APNs
  • 260111206500030330000000
  • 012000570

Interior

Units8 Units
Stories2 Stories
Building Area3,360 sqft Gross Area
Basement Area1,680 sqft
Unfinished Basement1,680 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions140 ft deep x 45 ft wide

Exterior Amenities

PorchSlab
Porch Area174 sqft
Patio Area3,328 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number012000570
Street Address121 E MAIN ST
CityFRANKFORT
StateNY
Zip13340-1039
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeB
Legal DescriptionN 121 COM 35X150 E MAIN ST
Legal Block3
Legal Lot Number33.000
JurisdictionHERKIMER NY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1014
Census Tract10201

Owner

Source: Herkimer County and Frankfort Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 E MAIN ST, FRANKFORT, NY 13340-1039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOURCE FEDERAL CREDIT UNION
Jan 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BERKSHIRE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 1996 · Amount on Record
Deed SaleJul 1, 1996 · Amount on Record
Deed Book / Page833 / 167
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address121 E MAIN ST, FRANKFORT, NY 13340-1039
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP20235440
DateNov 22, 2023
InstrumentRP2023-5440
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address121 E MAIN ST, FRANKFORT, NY 13340-1039
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0RP2022150
DateJan 7, 2022
InstrumentRP2022-150
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Herkimer County and Frankfort Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionFrankfort Town
MunicipalityFrankfort Village
Unified School DistrictFrankfort-Schuyler Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,271.00 (+1.21%)
2025$6,196.00 (+16.1%)$83,900 (-) Land $5,300 Building $78,600$183,268 (+11.4%) Land $11,577 Building $171,691
2023$83,900 Land $5,300 Building $78,600$164,510 Land $10,392 Building $154,118
2020$5,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims8 (1981–2013)
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 2 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT (V) WATER WORKS
serves 2,995 people · EPA ID NY2102301
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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