Union County property record for 121 E Main St, Elk Point, SD 57025
| Property Type | Commercial |
|---|---|
| Details | 8,075 sqft · built 1996 |
| Lot Size | 0.31 acres (13,524 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,511 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03.01.04.1065 |
| Primary APN | 03.01.04.1065 |
|---|
| Building Area | 8,075 sqft Total Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,524 sqft (0.31 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 121 E MAIN ST |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2310 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 11 EXC S60' OF W1/2 & LOT 12 BLK 4 ORIG E P CITY |
| Legal Subdivision | ORIGINAL CITY OF ELK POINT |
| Legal Block | 4 |
| Legal Lot Number | 11-12 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | ELK POINT |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20200 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 812 COTTAGE AVE, VERMILLION, SD 57069-1122 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 121 E MAIN ST, ELK POINT, SD 57025-2310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2954 PETTERSEN RD, VERMILLION, SD 57069-7272 |
| Document Number | 178/603 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 178/603 |
| Instrument | 212723 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | VERMILLION, SD 57069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,511.00 | $338,614 (-) Land $44,253 Building $294,361 |
| 2025 | $6,511.00 (+14.79%) | $338,614 (+19.53%) Land $44,253 Building $294,361 |
| 2024 | $5,672.00 (-1.68%) | |
| 2023 | $5,769.00 (-4.99%) | $283,282 Land $37,981 Building $245,301 |
| 2022 | $6,072.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK POINT serves 2,124 people · EPA ID SD4600116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CLAY RURAL WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Long Lines Metro.
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