Montgomery County property record for 121 E Cottage Ave, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1905 |
| Lot Size | 0.141 acres (6,151 sqft) |
| Owner | Individual Name on File |
| Last Sale | $53,000 (Jun 2001) |
| Tax Bill | $2,507 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48-00102-0036 |
| Primary APN | K48-00102-0036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 448 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Old Style |
| Exterior Material | Brick |
| Lot Area | 6,151 sqft (0.141 acres) |
| Lot Dimensions | 150 ft deep x 41 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 268 sqft |
| Patio Area | 268 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 121 E COTTAGE AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 258 |
| Legal Subdivision | CITY/WEST CARROLLTON REV |
| Legal Lot Number | 36 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 50301 |
121 E Cottage Ave is owned by an individual who bought it in June 2001.
Source: Montgomery County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1603 S ALEX RD, DAYTON, OH 45449-2460 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2001 · Amount on File |
| Deed Sale | Jun 4, 2001 · Amount on File |
| Deed Book / Page | 01-0371 / B02 |
| Prior Transfer Date | May 25, 2001 |
| Prior Transfer Doc | 0103000002 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 121 E Cottage Ave was $2,507.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,507.00 | $35,500 Land $6,250 Building $29,250 | $101,440 Land $17,860 Building $83,580 |
| 2024 | $2,507.00 (+6.23%) | ||
| 2023 | $2,360.00 (+10.23%) | $35,500 (+41.83%) Land $6,250 Building $29,250 | $101,440 Land $17,860 Building $83,580 |
| 2022 | $2,141.00 | $25,030 Land $4,400 Building $20,630 | |
| 2020 | $71,500 Land $12,570 Building $58,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 121 E Cottage Ave in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 121 E Cottage Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Frontier.
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