121 E College St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 121 E College St, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,416 sqft · built 1927
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on File
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0609-94-8741-00000`

Property Details

APN / Parcel Number

Primary APN	`0609-94-8741-00000`
Alternative APN	`060916947679000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,416 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Flooring	Softwood

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.539 acres)
Terrain	Rolling
Garage Type	Basement
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Patio Area	78 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	060916947679000
Street Address	121 E COLLEGE ST
City	BLACK MOUNTAIN
State	NC
Zip	28711-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:02/19/2021 DEED
Legal Description	DEED DATE:02/19/2021 DEED:6022-1114 SUBDIV:HOLMAN CHRISTIAN UNIVERSITY LOT:9 10 11 BLOCK:G PLAT:0198-0020
Legal Subdivision	HOLMAN CHRISTIAN UNIVERSITY
Legal Block	G
Legal Lot Number	9-11
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3026
Census Tract	3107

Owner

121 E College St is owned and occupied by an individual who acquired it in February 2021.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Mailing Address	121 E COLLEGE ST, BLACK MOUNTAIN, NC 28711-2714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021
Deed Sale	Feb 19, 2021
Prior Sale	Aug 29, 2003 · Amount on File
Deed Document Number	0060221114
Deed Book / Page	5211 / 0506
Prior Transfer Date	May 23, 2014
Prior Transfer Doc	0052110506
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	121 E COLLEGE ST, BLACK MOUNTAIN, NC 28711-2714
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060360793
Date	Mar 17, 2021
Book Page	6036/793

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	121 E COLLEGE ST, BLACK MOUNTAIN, NC 28711-2714
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061341727
Date	Oct 18, 2021
Book Page	6134/1727

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BLACK MOUNTAIN, NC 28711

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	121 E COLLEGE ST, BLACK MOUNTAIN, NC 28711-2714
Document Number	0059180992
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E COLLEGE ST BLACK MOUNTAIN NC 287112714, BLACK MOUNTAIN, NC 28711-2714

Mortgage

Document Number	0059180992
Date	Jul 6, 2020
Book Page	005918/000992

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 5, 2045

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	121 E COLLEGE ST, BLACK MOUNTAIN, NC 28711-2714
Document Number	0057360838
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E COLLEGE ST BLACK MOUNTAIN NC 287112714, BLACK MOUNTAIN, NC 28711-2714

Mortgage

Document Number	0057360838
Date	Jan 16, 2019
Book Page	005736/000838

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 121 E College St was $3,213.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,213.00	$370,400
2023	$2,977.00	$363,500	$363,500 Land $83,400 Building $280,100
2021			$370,400 Land $83,400 Building $287,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 E College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 E College St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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