1. Home
  2. Florida
  3. Charlotte County
  4. Punta Gorda
  5. E Charlotte Ave

121 E Charlotte Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 121 E Charlotte Ave, Punta Gorda, FL 33950

Property Summary

Property TypeRetail Store
Details8 ba · 2,635 sqft · built 1963
Lot Size0.23 acres (10,000 sqft)
OwnerCompany Name on File
Last Sale$140,000 (Oct 2015)
Tax Bill$4,430 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN412306458003

Property Details

APN / Parcel Number

Primary APN412306458003
Alternative APNs
  • 00921470000001
  • 10004701770

Interior

Full Baths8 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,635 sqft Gross Area
1st Floor Area2,235 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1975
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
PorchEnclosed Porch
Deck AreaDeck Area
Canopy400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00921470000001
Street Address121 E CHARLOTTE AVE
CityPUNTA GORDA
StateFL
Zip33950-4901
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Local Zoning CodeSP
Legal DescriptionPUNTA GORDA BLK71 A LT FRONTING 100 FT ON CHARLOTTE AVE X 100 FT ON NESBIT ST AKA P-4 424/481 DC1203/1301 E1274/1861 E1280/1494 1794/1184 2486/954 3831/30 4020/270 4031/1715
Legal Range23E
Legal Township41S
Legal Section06
Legal SubdivisionPUNTA GORDA
Legal TractPUG
Legal Block71
Legal Lot Number100
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2099
Census Tract10302

Owner

121 E Charlotte Ave, a commercial property, is owned by a company that acquired it in November 2015.

Source: Charlotte County records, as of November 19, 2025

Owner of RecordCompany Name on File
Mailing Address121 E CHARLOTTE AVE, PUNTA GORDA, FL 33950-4901
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2015 · Amount on File
Deed SaleOct 16, 2015 · Amount on File
Prior SaleDec 31, 2013 · Amount on File
Deed Document Number20152388819
Deed Book / Page4020 / 270
Last Transfer DateNov 23, 2015
Transfer Doc0040311715
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address121 E CHARLOTTE AVE, PUNTA GORDA, FL 33950-4901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045590317
DateApr 1, 2020
Book Page4559/317
Instrument2800837
Lender
NameCENTENNIAL BANK
TypeBank
AddressPUNTA GORDA, FL 33950
Agreement
TypeLine of Credit
AmountAmount on Record
DueMar 27, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 121 E Charlotte Ave was $4,430, up 5.1% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,430.00 (+5.1%)$342,083 Land $127,500 Building $214,583$342,083 Land $127,500 Building $214,583
2024$4,215.00 (+11.39%)
2023$3,784.00 (+14.46%)$202,587 (-2.16%)$282,473 (+36.43%) Land $150,000 Building $132,473
2022$3,306.00$207,049 Land $85,000 Building $122,049$207,049 Land $85,000 Building $122,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 E Charlotte Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 E Charlotte Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on E Charlotte Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures