121 E Bay Ave, Newport Beach, CA 92661 Property Records

Orange County property record for 121 E Bay Ave, Newport Beach, CA 92661

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,012 sqft · built 1976
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Trust Names on File
Last Sale	$1,300,000 (Sep 2010)
Tax Bill	$17,783 (2025)
Deeds & Mortgages	Jun 2022 Transfer Dec 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`048-072-08`

Property Details

APN / Parcel Number

Primary APN	`048-072-08`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft
Basement Area	1,240 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	2,100 sqft (0.048 acres)
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	121 E BAY AVE
City	NEWPORT BEACH
State	CA
Zip	92661-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR EAST NEWPORT BLK 1 LOT 5
Legal Subdivision	EAST NEWPORT
Legal Tract	219
Legal Block	1
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3007
Census Tract	62800

Owner

121 E Bay Ave is owner-occupied and held in a trust since September 2010.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	121 E BAY AVE, NEWPORT BEACH, CA 92661-1119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Intrafamily Transfer, Transfer
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2010 · Amount on File
Deed Sale	Sep 24, 2010 · Amount on File
Deed Document Number	2010476543
Prior Transfer Date	Apr 25, 1994
Prior Transfer Doc	0000441214
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 7, 2022
Property Address	121 E BAY AVE, NEWPORT BEACH, CA 92661-1119
Document Number	0000206627
Map Reference	MB 3 PG 37
Instrument Date	Jun 2, 2022
Instrument	2022000206627
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	121 E BAY AVE, NEWPORT BEACH, CA 92661-1119

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	121 E BAY AVE, NEWPORT BEACH, CA 92661-1119
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E BAY AVE, NEWPORT BEACH, CA 92661-1119

Mortgage

Document Number	0000732457
Date	Dec 3, 2021
Instrument	2021000732457

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 121 E Bay Ave was $17,783 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,698,837 (+2%) Land $1,429,117 Building $269,720
2025	$17,783.00 Homeowner's exemption	$1,665,527 Land $1,401,095 Building $264,432
2023	$17,088.00 (+1.7%) Homeowner's exemption	$1,600,853 Land $1,346,688 Building $254,165
2022	$16,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 121 E Bay Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	144 units insured incl. 60 condo units
Nearby Flood Claims	14 (1983–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 E Bay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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