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121 E 4th St, Covington, KY 41011 Property Records

Kenton County property record for 121 E 4th St, Covington, KY 41011 · Last verified March 2026

Property Highlights

Property TypeCommercial > Office > Office Building
Year BuiltBuilt 1901
Square Footage2,024 sqft Finished Area
Lot Size2,373 sqft (0.054 acres)
Last Sale$700,000 (2025)
Tax Bill$3,312.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-23-11-008.00

Interior

Building Area2,024 sqft Finished Area

Exterior

Year BuiltBuilt 1901
Lot Area2,373 sqft (0.054 acres)
Depth X Width113 ft x 21 ft Depth x Width

Location & Zoning

Old Parcel Number0542311008.00
Street Address121 E 4TH ST
CityCOVINGTON
StateKY
Zip41011-1752
Property UsageCommercial Property Usage
TypeCommercial > Office > Office Building
Legal DescriptionORIGINAL PLAT OF COV PT LOT 204 21'X 113'
Legal SubdivisionORIGINAL PLAT OF COV
Legal Lot Number204
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2000
Census Tract67000

Owner

Source: Kenton County records · APN 054-23-11-008.00

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address117 E 4TH ST, COVINGTON, KY 41011-1752
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Intrafamily Transfer, Transfer
Nov 05, 2025Warranty Deed, Transfer · Commercial Mortgage
STOCK YARDS BANK & TRUST CO
Jun 14, 2023Deed, Transfer
EXACT TITLE SERVICES LLC, EXCEL TITLE SERVICES LLC
Nov 05, 2020Warranty Deed, Transfer
NOT AVAILABLE
Apr 29, 2020Deed of Trust, Mortgage · Line of Credit
GENERAL ELECTRIC CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 2025 · Amount on Record
Deed SaleNov 05, 2025 · Amount on Record
Prior SaleNov 05, 2025 · Amount on Record
Deed Doc Number0005900022
Deed Book / PageKC 372 / 756
Last Transfer DateFeb 23, 2026
Transfer Doc0000003560
Record RefreshedJun 08, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateFeb 23, 2026
Property Address121 E 4TH ST, COVINGTON, KY 41011-1752
Document Number0000003560
Book / Page391 / 428
Instrument DateFeb 17, 2026
Instrument26059000003560
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address117 E 4TH ST, COVINGTON, KY 41011-1752

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E 4TH ST, COVINGTON, KY 41011-1752

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 05, 2025
Property Address121 E 4TH ST, COVINGTON, KY 41011-1752
Document Number0005900022
Book / PageKC 372 / 756
Map ReferenceMB 30 PG 204
Instrument DateNov 03, 2025
Instrument25110505900022
Transaction TypeTransfer
Record UpdatedDec 03, 2025
Title CompanyEXCEL TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address419 GREENUP ST, COVINGTON, KY 41011-2519

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E 4TH ST, COVINGTON, KY 41011-1752

Mortgage

Document Number0005900087
DateNov 05, 2025
Instrument25110705900087
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 03, 2030

Mortgage

Document Number0005900089
DateNov 07, 2025
Book PageKCM 704/580
Instrument25110705900089
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40223
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 03, 2030

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJun 14, 2023
Property Address121 E 4TH ST, COVINGTON, KY 41011-1752
Document Number0005900068
Book / PageKC 231 / 193
Instrument DateJun 13, 2023
Instrument23061405900068
Transaction TypeTransfer
Record UpdatedJun 30, 2023
Title CompanyEXACT TITLE SERVICES LLC, EXCEL TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 E 4TH ST, COVINGTON, KY 41011-1752

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 05, 2020
Property Address121 E 4TH ST, COVINGTON, KY 41011-1752
Document Number0000000425
Book / Page000053 / 000590
Instrument DateOct 06, 2020
Instrument425
Transaction TypeTransfer
Record UpdatedDec 04, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address100 RIVERSIDE PL COVINGTON KY 410115700, COVINGTON, KY 41011-5700

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address121 E 4TH ST, COVINGTON, KY 41011-1752
Document Number0000000111
Instrument DateApr 29, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address100 RIVERSIDE PL COVINGTON KY 410115700, COVINGTON, KY 41011-5700

Mortgage

Document Number0000000111
DateMay 01, 2020
Book Page000M39/000654
Instrument111
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 30, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,312.00 (+0.76%)$250,000 (-) Land $72,500 Building $177,500$250,000 (-) Land $72,500 Building $177,500
2024$3,287.00 (-1.29%)$250,000 (-) Land $72,500 Building $177,500$250,000 (-) Land $72,500 Building $177,500
2023$3,330.00 (+0.85%)$250,000 (-) Land $72,500 Building $177,500$250,000 (-) Land $72,500 Building $177,500
2022$3,302.00$250,000 Land $72,500 Building $177,500$250,000 Land $72,500 Building $177,500

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