1. Home
  2. Tennessee
  3. Hamilton County
  4. Chattanooga
  5. E 3rd St

121 E 3rd St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 121 E 3rd St, Chattanooga, TN 37403 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3.5 Baths
Architecture StyleTownhouse
Year BuiltBuilt 2015
Square Footage2,461 sqft Living Area
Lot Size2,898 sqft (0.066 acres)
OccupancyOwner Occupied
Last Sale$900,000 (2024)
Tax Bill$3,938.00 (2025)

Property Details

APN / Parcel Number

Primary APN135M B 016.03
Alternative APN
  • 0000160188

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,461 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleTownhouse Style
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area2,898 sqft (0.066 acres)
Depth X Width120 ft x 134 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number0000160188
Street Address121 E 3RD ST
CityCHATTANOOGA
StateTN
Zip37403-1006
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 22 WALNUT HILL TOWNHOMES DIVISION PB85 PG21 REV 98-90 REV 101-196 OUT OF 135M-B-016 FOR 2007
Legal SubdivisionWALNUT HILL TOWNHOMES DIVISION
Legal Lot Number22
JurisdictionHAMILTON TN
Minor Civil Division6
Census Blockgroup2
Census Block2026
Census Tract3100

Owner

Source: Hamilton County records · APN 135M B 016.03

Assessment roll updated January 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · Line of Credit
PENTAGON FEDERAL CREDIT UNION
Nov 01, 2024Warranty Deed, Transfer · Veterans Administration Mortgage
PENTAGON FCU
Mar 11, 2022Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Aug 17, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
May 24, 2019Deed of Trust, Mortgage
US BK
Jul 02, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2024 · Amount on Record
Deed SaleNov 01, 2024 · Amount on Record
Prior SaleAug 17, 2021 · Amount on Record
Deed Doc Number2024164
Deed Book / Page13750 / 407
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJun 16, 2026
Property Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006
Document Number0000000170
Book / Page14336 / 848
Instrument DateJun 09, 2026
Instrument2026170
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006
InvestorPossibly a Property Investor

Mortgage

Document Number0000000170,
DateJun 16, 2026
Book Page14336/848
Instrument2026170
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2056
Interest
Rate7.25%
Max Rate-1%

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 01, 2024
Property Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006
Document Number0000000164
Book / Page13750 / 407
Map ReferenceMB 101 PG 196
Instrument DateOct 23, 2024
Instrument2024110100164
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,330.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006
InvestorPossibly a Property Investor

Mortgage

Document Number0000000165
DateNov 01, 2024
Instrument2024110100165
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2054

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 11, 2022
Property Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006
Document Number0000000289
Book / Page12879 / 214
Instrument DateMar 10, 2022
Instrument2022031100289
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,145.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006
InvestorPossibly a Property Investor

Mortgage

Document Number0012879217
DateMar 11, 2022
Instrument12879/217
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 17, 2021
Property Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006
Document Number0000000050
Book / Page12611 / 716
Map ReferenceMB 101 PG 196
Instrument DateAug 13, 2021
Instrument2021081700050
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,904.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006

Mortgage

Document Number0012611719
DateAug 17, 2021
Instrument12611/719
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006
Document Number0603000001
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address121 E 3RD ST CHATTANOOGA TN 374031006, CHATTANOOGA, TN 37403-1006

Mortgage

Document Number0603000001
DateJun 03, 2019
Book Page011656/000609
Instrument190603000001
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueJun 02, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 02, 2018
Property Address121 E 3RD ST, CHATTANOOGA, TN 37403-1006
Document Number0702000170
Book / Page011389 / 000554
Instrument DateJun 29, 2018
Instrument180702000170
Transaction TypeTransfer
Record UpdatedJul 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,516.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address121 E 3RD ST CHATTANOOGA TN 374031006, CHATTANOOGA, TN 37403-1006

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,938.00 (-1.92%)$259,850 (+44.76%)$1,039,400 (+44.76%) Land $275,000 Building $764,400
2024$4,015.00$179,500 (-)$718,000 (-) Land $100,000 Building $618,000
2023$4,015.00$179,500 (-)$718,000 (-) Land $100,000 Building $618,000
2022$4,015.00$179,500$718,000 Land $100,000 Building $618,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures