121 E 32nd St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 121 E 32nd St, Covington, KY 41015 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1910
Square Footage792 sqft Finished Area
Lot Size4,356 sqft (0.1 acres)
Last Sale$74,660 (2025)
Tax Bill$1,195.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-31-09-001.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area792 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,356 sqft (0.1 acres)

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address121 E 32ND ST
CityCOVINGTON
StateKY
Zip41015-1245
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWILLIAMSON PT LOT 644
Legal SubdivisionWILLIAMSON SUBD
Legal Lot Number644
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1007
Census Tract61400

Owner

Source: Kenton County records · APN 056-31-09-001.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4135 ALEXANDRIA PIKE, 109, COLD SPRING, KY 41076-6801
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Commercial Mortgage
RAC PROPERTIES INC
Jan 20, 2026Deed of Trust, Mortgage · Commercial Mortgage
RAC PROPERTIES INC
Oct 30, 2025Warranty Deed, Transfer
May 14, 2021Deed of Trust, Mortgage
TRADITIONAL BANK INC
May 14, 2021Deed of Trust, Mortgage · Line of Credit
TRADITIONAL BANK INC
Feb 06, 2019Grant Deed, Transfer
TOWN & CNTRY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Prior SaleFeb 06, 2019 · Amount on Record
Deed Doc Number202593
Deed Book / Page371 / 757
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address121 E 32ND ST, COVINGTON, KY 41015-1245
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801
InvestorPossibly a Property Investor

Mortgage

Document Number0000001183
DateJan 20, 2026
Book PageKCM 727/58
Instrument26059000001183
Lender
NameRAC PROPERTIES INC
TypeNon-Lending Institution
AddressNEWPORT, KY 41076
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address121 E 32ND ST, COVINGTON, KY 41015-1245
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801
InvestorPossibly a Property Investor

Mortgage

Document Number0000001182
DateJan 20, 2026
Book PageKCM 727/30
Instrument26059000001182
Lender
NameRAC PROPERTIES INC
TypeNon-Lending Institution
AddressNEWPORT, KY 41076
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 30, 2025
Property Address121 E 32ND ST, COVINGTON, KY 41015-1245
Document Number0005900093
Book / PageKC 371 / 757
Instrument DateOct 23, 2025
Instrument25103005900093
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 ALEXANDRIA PIKE # 109, 109, FORT THOMAS, KY 41075
InvestorPossibly a Property Investor

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address121 E 32ND ST, COVINGTON, KY 41015-1245
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900082
DateMay 14, 2021
Book Page215/790
Instrument21051405900082
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressLEXINGTON, KY 40502
Agreement
AmountAmount Recorded
Term119 Months
DueApr 28, 2031
Interest
Rate TypeAdjustable Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address121 E 32ND ST, COVINGTON, KY 41015-1245
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900084
DateMay 14, 2021
Book Page215/854
Instrument21051405900084
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressLEXINGTON, KY 40502
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueApr 28, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateFeb 06, 2019
Property Address121 E 32ND ST, COVINGTON, KY 41015-1245
Document Number0000000162
Book / Page00C659 / 000088
Instrument DateDec 27, 2018
Instrument162
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$45.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787

Mortgage

Document Number163
DateFeb 06, 2019
Book Page0C6595/000090
Instrument163
Lender
NameTOWN & CNTRY BK
TypeBank
AddressBARDSTOWN, KY 40004
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 05, 2024

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,195.00 (+0.76%)$90,200 (-) Land $5,000 Building $85,200$90,200 (-) Land $5,000 Building $85,200
2024$1,186.00 (-1.25%)$90,200 (-) Land $5,000 Building $85,200$90,200 (-) Land $5,000 Building $85,200
2023$1,201.00$90,200 Land $5,000 Building $85,200$90,200 Land $5,000 Building $85,200

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