Kosciusko County property record for 121 E 200 S, Warsaw, IN 46580
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,544 sqft · built 1965 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Mar 2022) |
| Tax Bill | $2,187 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-713018-50 |
| Primary APN | 003-713018-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 2,544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00000003155 |
|---|---|
| Street Address | 121 E 200 S |
| City | WARSAW |
| State | IN |
| Zip | 46580-8247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RESID |
| Legal Description | 3-134-8.C E SIDE NW NW 28-32-6 5A |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 28 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 962300 |
121 E 200 S, a rural home, is owned and occupied by an individual who bought it in March 2022.
Source: Kosciusko County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 E 200 S, WARSAW, IN 46580-8247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK |
| Mar 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2022 · Amount on File |
| Deed Sale | Mar 17, 2022 · Amount on File |
| Deed Document Number | 202230788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 121 E 200 S, WARSAW, IN 46580-8247 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 121 E 200 S, WARSAW, IN 46580-8247 |
| Document Number | 2025090474 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025090474 |
| Name | LAKE CITY BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, IN 46580 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Mar 17, 2022 |
| Property Address | 121 E 200 S, WARSAW, IN 46580-8247 |
| Document Number | 2022030788 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022030788 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 121 E 200 S, WARSAW, IN 46580-8247 |
| Document Number | 2022030789 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022030789 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
The 2025 property tax bill for 121 E 200 S was $2,187 with a homeowner's exemption, up 16.8% from the year before.
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,187.00 (+16.83%) Homeowner's exemption | $300,700 (+28.5%) Land $47,500 Building $253,200 | $300,700 (+28.5%) Land $47,500 Building $253,200 |
| 2024 | $1,872.00 (+8.02%) Homeowner's exemption | $234,000 (+6.46%) Land $34,800 Building $199,200 | $234,000 (+6.46%) Land $34,800 Building $199,200 |
| 2023 | $1,733.00 (+84.36%) | $219,800 (+6.85%) Land $33,600 Building $186,200 | $219,800 (+6.85%) Land $33,600 Building $186,200 |
| 2022 | $940.00 | $205,700 Land $32,300 Building $173,400 | $205,700 Land $32,300 Building $173,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 E 200 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2015–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 E 200 S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Kosciusko Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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