121 E 16th St, Paterson, NJ 07524 Property Records

Passaic County and Paterson City property record for 121 E 16th St, Paterson, NJ 07524

Property Summary

Property Type	Single Family Home
Details	2,304 sqft · built 1930
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2019)
Tax Bill	$10,755 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-02109-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`08-02109-0000-00006`
Alternative APN	`08C0314000000013`

Interior

Stories	2 Stories
Building Area	2,304 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08C0314000000013
Street Address	121 E 16TH ST
City	PATERSON
State	NJ
Zip	07524-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2109
Legal Lot Number	6
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	3
Census Block	3002
Census Tract	181102

Owner

121 E 16th St is owned and occupied by two individuals who bought it in December 2019.

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 E 16TH ST, PATERSON, NJ 07524-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit NORTH JERSEY FCU
Dec 20, 2019	Deed, Transfer · FHA Mortgage CLASSIC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Jul 21, 2017 · Amount on File
Deed Document Number	201959610
Deed Book / Page	3719 / 96
Prior Transfer Date	Jun 2, 2016
Prior Transfer Doc	0000033968
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	121 E 16TH ST, PATERSON, NJ 07524-1829
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E 16TH ST, PATERSON, NJ 07524-1829

Mortgage

Document Number	0000035055
Date	Jul 12, 2022
Book Page	M18083/79
Instrument	2022035055

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Oct 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	121 E 16TH ST, PATERSON, NJ 07524-1829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052013
Date	Nov 14, 2018
Book Page	M15290/0088
Instrument	2018052013

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 20, 2019
Property Address	121 E 16TH ST, PATERSON, NJ 07524-1829
Document Number	0000059610
Book / Page	D3719 / 0096
Instrument Date	Sep 19, 2019
Instrument	2019059610
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,307.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 GRAND ST, 109, PATERSON, NJ 07501-2642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E 16TH ST, PATERSON, NJ 07524-1829

Mortgage

Document Number	0000059614
Date	Dec 20, 2019
Book Page	M15904/0250
Instrument	2019059614

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company
Address	MAYWOOD, NJ 07607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 121 E 16th St was $10,755, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,400 (+154.66%) Land $192,500 Building $320,900	$513,400 (+154.66%) Land $192,500 Building $320,900
2025	$10,755.00 (+4.7%)	$201,600 Land $47,100 Building $154,500	$201,600 Land $47,100 Building $154,500
2024	$10,272.00
2023		$201,600 Land $47,100 Building $154,500	$201,600 Land $47,100 Building $154,500
2022	$9,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 E 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 121 E 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Astound Broadband, AT&T, T-Mobile.

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