121 Downing St, Troutman, NC 28166 Property Records

Iredell County property record for 121 Downing St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,089 sqft · built 1974
Lot Size	0.339 acres (14,758 sqft)
Owner	Individual Name on File
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4731-64-9954.000`

Property Details

APN / Parcel Number

Primary APN	`4731-64-9954.000`
Alternative APN	`47517900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,089 sqft Heated Area
Gross Area	1,429 sqft
1st Floor Area	1,089 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,758 sqft (0.339 acres)
Lot Dimensions	157 ft deep x 94 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	47517900
Street Address	121 DOWNING ST
City	TROUTMAN
State	NC
Zip	28166-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	234 INGLEWOOD
Legal Subdivision	INGLEWOOD
Legal Block	64
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	1
Census Block	1013
Census Tract	61202

Owner

121 Downing St is owned by an individual who acquired it in September 1991.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 34, BARIUM SPRINGS, NC 28010-0034
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1991
Deed Sale	Sep 1, 1991
Prior Sale	Jul 1, 1991 · Amount on File
Deed Book / Page	829 / 476
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	121 DOWNING ST, TROUTMAN, NC 28166-9642
Document Number	25801889
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 DOWNING ST TROUTMAN NC 281669642, TROUTMAN, NC 28166-9642

Mortgage

Document Number	25801889
Date	Sep 28, 2018
Book Page	002580/001889

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 121 Downing St was $1,843.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,180 (-) Land $35,000 Building $127,180	$162,180 (-) Land $35,000 Building $127,180
2025	$1,843.00	$162,180 (-) Land $35,000 Building $127,180	$162,180 (-) Land $35,000 Building $127,180
2024	$1,843.00	$162,180 (-) Land $35,000 Building $127,180	$162,180 (-) Land $35,000 Building $127,180
2023	$1,843.00 (+98.17%)	$162,180 (+115.64%) Land $35,000 Building $127,180	$162,180 (+115.64%) Land $35,000 Building $127,180
2022	$930.00	$75,210 Land $18,000 Building $57,210	$75,210 Land $18,000 Building $57,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Downing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Downing St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20