121 Deergrass Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 121 Deergrass Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Highlights

Property TypeVacant Land > Residential
Lot Size18,295 sqft (0.42 acres)
Last Sale$53,000 (2022)
Tax Bill$90.00 (2025)

Property Details

APN / Parcel Number

Primary APN1941-20-8299-000
Alternative APNs
  • 1747465
  • 1856154

Interior

Plumbing Fixtures13 Plumbing Fixtures

Exterior

Lot Area18,295 sqft (0.42 acres)

Utilities and HVAC

Water SourceCommercial Water Source

Location & Zoning

Account Number1856154
Street Address121 DEERGRASS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-6085
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionLAUREL GAP 041
Legal SubdivisionLAUREL GAP
JurisdictionWATAUGA NC
Minor Civil DivisionLAUREL CREEK
Census Blockgroup1
Census Block1015
Census Tract921000

Owner

Source: Watauga County records · APN 1941-20-8299-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address210 CALLE JOSE OLIVER, 609, SAN JUAN, PR 00918-2979
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
LIFESTORE BANK
Nov 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
LIFESTORE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2022 · Amount on Record
Deed SaleNov 01, 2022 · Amount on Record
Prior SaleOct 13, 2021 · Amount on Record
Deed Doc Number2022725859
Deed Book / Page2305 / 559
Last Transfer DateOct 10, 2025
Transfer Doc0000754656
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address121 DEERGRASS RD, BEECH MOUNTAIN, NC 28604-6085
Transaction TypeMortgage
Record UpdatedNov 07, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024560674
DateOct 22, 2025
Book Page2456/674
Instrument754657
Lender
NameLIFESTORE BANK
TypeBank
AddressWEST JEFFERSON, NC 28694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2040
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateNov 01, 2028
Change FrequencyAnnually
Min Rate At Change5.75%
Max Rate At Change9.75%
Index52-Week T-Bill (1-Year)
Max Rate13.7%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address121 DEERGRASS RD, BEECH MOUNTAIN, NC 28604-6085
Transaction TypeMortgage
Record UpdatedFeb 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023050562
DateNov 01, 2022
Book Page2305/562
Instrument725860
Lender
NameLIFESTORE BANK
TypeBank
AddressWEST JEFFERSON, NC 28694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateNov 01, 2025
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change7.87%
Index52-Week T-Bill (1-Year)
Margin4
Max Rate11.8%

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$90.00$9,300 (-) Land $9,300
2024$9,300 Land $9,300
2023$9,300 Land $9,300

Flood & Wildfire

121 Deergrass Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Watauga County (37189C), updated May 17, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
40th percentile of exposed land nationally · 58th in North Carolina
Wildfire LikelihoodLow — about 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Deergrass Rd

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