Rutherford County property record for 121 Declaration Dr, Lascassas, TN 37085
| Property Type | Single Family Home |
|---|---|
| Details | 3.25 ba · 2,416 sqft · built 1999 |
| Lot Size | 0.854 acres (37,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Aug 2022) |
| Tax Bill | $1,947 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045I-B-022.00-000 |
| Primary APN | 045I-B-022.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,416 sqft Living Area |
| 1st Floor Area | 3,827 sqft |
| Upper Floors Area | 969 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 37,193 sqft (0.854 acres) |
| Lot Dimensions | 320 ft deep x 97.7 ft wide |
| Garage Type | Attached |
| Garage Area | 740 sqft |
| Driveway | Driveway |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 480 sqft |
| Porch | Porch |
| Porch Area | 70 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0025189 |
|---|---|
| Street Address | 121 DECLARATION DR |
| City | LASCASSAS |
| State | TN |
| Zip | 37085-4549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 97.71 X 320.02 IRR |
| Legal Subdivision | MONTICELLO RESUB LOTS 21 & 22 |
| Legal Lot Number | 22 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 40502 |
Source: Rutherford County records · APN 045I-B-022.00-000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 DECLARATION DR, LASCASSAS, TN 37085-4549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Aug 05, 2022 | Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Jul 09, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2022 · Amount on Record |
| Deed Sale | Aug 05, 2022 · Amount on Record |
| Prior Sale | Jun 21, 1999 · Amount on Record |
| Deed Document Number | 20222456829 |
| Deed Book / Page | 2270 / 1837 |
| Prior Transfer Date | Jun 28, 2019 |
| Prior Transfer Doc | RB17902027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 121 DECLARATION DR, LASCASSAS, TN 37085-4549 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020913515 |
|---|---|
| Date | Jun 07, 2021 |
| Book Page | 2091/3515 |
| Instrument | 2367044 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 121 DECLARATION DR, LASCASSAS, TN 37085-4549 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0021872654 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 2187/2654 |
| Instrument | 2413754 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Aug 05, 2022 |
| Property Address | 121 DECLARATION DR, LASCASSAS, TN 37085-4549 |
| Document Number | 0022701837 |
| Book / Page | 2270 / 1837 |
| Map Reference | MB 20 PG 196 |
| Instrument Date | Aug 03, 2022 |
| Instrument | 2456829 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | PHENIX TITLE SERVICES LLC, PHOENIX TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,868.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 DECLARATION DR, LASCASSAS, TN 37085-4549 |
| Document Number | 0022701841 |
|---|---|
| Date | Aug 05, 2022 |
| Instrument | 2270-1841 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 121 DECLARATION DR, LASCASSAS, TN 37085-4549 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Title Company | WATAUGA T&E CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0019663263 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 1966/3263 |
| Instrument | 2306029 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jul 09, 2019 |
| Property Address | 121 DECLARATION DR, LASCASSAS, TN 37085-4549 |
| Document Number | 0017902027 |
| Book / Page | 1790 / 2027 |
| Map Reference | MB 20 PG 196 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2215771 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | WATAUGA TITLE AND ESCROW COMPANY LLC, WATAUGA T&E CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 DECLARATION DR, LASCASSAS, TN 37085-4549 |
| Document Number | 0017902029 |
|---|---|
| Date | Jul 09, 2019 |
| Instrument | 1790/2029 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,675 (+15.32%) Land $27,500 Building $92,175 | $478,700 (+15.32%) Land $110,000 Building $368,700 | |
| 2025 | $1,947.00 | $103,775 (-) Land $13,750 Building $90,025 | |
| 2023 | $1,947.00 | $103,775 Land $13,750 Building $90,025 | $415,100 (-) Land $55,000 Building $360,100 |
| 2022 | $415,100 Land $55,000 Building $360,100 |
Source: FEMA National Flood Hazard Layer as of January 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2003 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 66 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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