121 Deaver Rd, Elkton, MD 21921 Property Records

Cecil County property record for 121 Deaver Rd, Elkton, MD 21921

Property Summary

Property Type	Rural Home
Details	2 ba · 1,508 sqft · built 2019
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Feb 2019)
Tax Bill	$3,841 (2026)
Deeds & Mortgages	Nov 2019 Loan Modification Feb 2019 Sale & Mortgage + 5 more
Flood Zone	Zone A (high risk)
APN	`03-072657`

Property Details

APN / Parcel Number

Primary APN	`03-072657`
Alternative APNs	`3072657` `072657`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Mixed
Garage Area	1,396 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	666 sqft
Porch	Porch
Porch Area	384 sqft
Deck Area	590 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	072657
Street Address	121 DEAVER RD
City	ELKTON
State	MD
Zip	21921-4402
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ST
Legal Description	20 ACRES 121 DEAVER ROAD N/W OF ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	3
Census Block	3017
Census Tract	30503

Owner

121 Deaver Rd, a rural home, is owned and occupied by two individuals who bought it in February 2019.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 DEAVER RD, ELKTON, MD 21921-4402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Loan Modification, Mortgage · Conventional Mortgage GATEWAY MTG GRP
Feb 12, 2019	Deed, Transfer · ARM GATEWAY MORTGAGE GROUP LLC
Aug 30, 2018	Quit Claim Deed, Foreclosure KIRSH TITLE SERVICES
Aug 30, 2018	Quit Claim Deed, Transfer KIRSH TITLE SERVICES
Jan 14, 2019	Quit Claim Deed KIRSH TITLE SERVICES, KIRSH TITLE SVCS
Aug 30, 2018	Grant Deed, Transfer KIRSH TITLE SERVICES
May 17, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2019 · Amount on File
Deed Sale	Feb 12, 2019 · Amount on File
Prior Sale	Aug 30, 2018 · Amount on File
Deed Book / Page	4360 / 431
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0042910111
Record Updated	Oct 29, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	121 DEAVER RD, ELKTON, MD 21921-4402
Document Number	0045190011
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 DEAVER RD ELKTON MD 219214402, ELKTON, MD 21921-4402

Mortgage

Document Number	0045190011
Date	Dec 20, 2019
Book Page	004519/000011

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 12, 2019
Property Address	121 DEAVER RD, ELKTON, MD 21921-4402
Document Number	0043600431
Book / Page	4360 / 431
Instrument Date	Feb 6, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 DEAVER RD, ELKTON, MD 21921-4402

Mortgage

Document Number	0004360437
Date	Feb 12, 2019
Instrument	4360/437

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	12 Months
Due	Feb 6, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	11.2%

August 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Aug 30, 2018
Property Address	121 DEAVER RD, ELKTON, MD 21921-4402
Document Number	0042910111
Book / Page	004291 / 000111
Instrument Date	Aug 9, 2018
Transaction Type	Foreclosure
Record Updated	Sep 12, 2018
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$25.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3900 CAPITOL CITY BLVD LANSING MI 489062147, LANSING, MI 48906-2147

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Aug 30, 2018
Property Address	121 DEAVER RD, ELKTON, MD 21921-4402
Document Number	0042910125
Book / Page	004291 / 000125
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	KIRSH TITLE SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3351 THOMAS JEERSON TER ELKTON MD 21921, ELKTON, MD 21921

January 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Jan 14, 2019
Property Address	121 DEAVER RD, ELKTON, MD 21921-4402
Document Number	0043500007
Book / Page	004350 / 000007
Instrument Date	Jul 31, 2018
Record Updated	Jan 29, 2019
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3351 THOMAS JEFFERSON TER ELKTON MD 21921, ELKTON, MD 21921

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Aug 30, 2018
Property Address	121 DEAVER RD, ELKTON, MD 21921-4402
Document Number	0042910120
Book / Page	004291 / 000120
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$125.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	121 DEAVER RD ELKTON MD 219214402, ELKTON, MD 21921-4402

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	May 17, 2018
Property Address	121 DEAVER RD, ELKTON, MD 21921-4402
Document Number	0042440233
Book / Page	004244 / 000233
Instrument Date	Jan 17, 2018
Transaction Type	Foreclosure
Record Updated	May 31, 2018

Transaction

Amount	Amount on Record
Tax	$630.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 DEAVER RD ELKTON MD 219214402, ELKTON, MD 21921-4402

Tax Assessment & Valuation

The 2026 property tax bill for 121 Deaver Rd was $3,841 with a homeowner's exemption, up 3.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,841.00 (+3.31%) Homeowner's exemption	$371,100	$396,500 Land $85,200 Building $311,300
2025	$3,718.00 Homeowner's exemption
2023	$2,847.00 (-18.77%) Homeowner's exemption	$315,767 (+1.46%)	$320,300 (-) Land $85,200 Building $235,100
2022	$3,505.00 Homeowner's exemption	$311,233	$320,300 Land $85,200 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Deaver Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2020)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Deaver Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deaver Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures