Black Hawk County property record for 121 Cutler St, Waterloo, IA 50703
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,286 sqft · built 1913 |
| Lot Size | 0.089 acres (3,913 sqft) |
| Owner | Company Name on File |
| Last Sale | $21,000 (Jun 1984) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-14-486-006 |
| Primary APN | 8913-14-486-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,286 sqft |
| Flooring | Carpet |
| Year Built | Built 1913 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Other |
| Lot Area | 3,913 sqft (0.089 acres) |
| Lot Dimensions | 91 ft deep x 43 ft wide |
| Porch | Porch |
| Porch Area | 240 sqft |
| Street Address | 121 CUTLER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2411 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | EAST PARK PLACE S 43 FT N 87 FT LOT 1 BLK 10 S 43 FT N 87 FT LOT 2 BLK 10 |
| Legal Range | 13 |
| Legal Township | 89 |
| Legal Section | 14 |
| Legal Subdivision | EAST PARK PLACE |
| Legal Block | 10 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1701 |
121 Cutler St, residential vacant land, is owned by a company that bought it in June 1984.
Source: Black Hawk County records, as of October 16, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 715 MULBERRY ST, WATERLOO, IA 50703-5714 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 1984 · Amount on File |
| Deed Sale | Jun 28, 1984 · Amount on File |
| Deed Document Number | 0000256782 |
| Record Updated | Jun 8, 2026 |
Source: Black Hawk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $2,820 Land $2,820 | $2,820 Land $2,820 |
| 2023 | $2,820 | $2,820 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 121 Cutler St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1981) |
| Most Recent Claim | Apr 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 121 Cutler St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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