121 Cunningham Rd, Woodruff, SC 29388 Property Records

Spartanburg County property record for 121 Cunningham Rd, Woodruff, SC 29388

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1999
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2021)
Tax Bill	$1,093 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-4300-02712`

Property Details

APN / Parcel Number

Primary APN	`5-4300-02712`
Alternative APN	`102975`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,309 sqft Living Area
Gross Area	1,948 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	342 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	95 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	102975
Street Address	121 CUNNINGHAM RD
City	WOODRUFF
State	SC
Zip	29388-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 CUNNINGHAM ACRES SUBDIVISION PB 143-935 PB 146-685
Legal Subdivision	CUNNINGHAM ACRES SUBDIVISION
Legal Lot Number	10
Jurisdiction	SPARTANBURG SC
Township / Civil Division	REIDVILLE
Census Block Group	2
Census Block	2002
Census Tract	23409

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	121 CUNNINGHAM RD, WOODRUFF, SC 29388-9773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Document Number	2021-56200
Deed Book / Page	134-B / 843
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Oct 5, 2021
Property Address	121 CUNNINGHAM RD, WOODRUFF, SC 29388-9773
Document Number	0000056200
Book / Page	134-B / 843
Map Reference	MB 146 PG 685
Instrument Date	Sep 30, 2021
Instrument	2021-56200
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 CUNNINGHAM RD, WOODRUFF, SC 29388-9773

Mortgage

Document Number	0000056201
Date	Oct 5, 2021
Book Page	6215/693
Instrument	2021-56201

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	8.5%

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,093.00 (+0.92%)	$7,296 (-) Land $1,012 Building $6,284	$182,400 (-) Land $25,300 Building $157,100
2024	$1,083.00
2023	$1,083.00	$7,296 Land $1,012 Building $6,284	$182,400 Land $25,300 Building $157,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Ripple Fiber, T-Mobile.

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