121 Cunningham Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 121 Cunningham Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,560 sqft · built 1936
Lot Size	1.38 acres (60,548 sqft)
Owner	Individual Name on File
Last Sale	$263,000 (Aug 2020)
Tax Bill	$2,333 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WD1608005`

Property Details

APN / Parcel Number

Primary APN	`WD1608005`
Alternative APNs	`R007190` `3007190`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	60,548 sqft
Garage Type	Detached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	3007190
Street Address	121 CUNNINGHAM RD
City	KELSO
State	WA
Zip	98626-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	16 -7N -1W CC17024 LOT 1 FKA NW/NW CC11118 LOT 1 FKA T-8C LOT 1 OF EXC R/W EXC T-8C-1 FEE 520215 EXC LOT 2 OF T-8C FEE 3027949 EXC CC17024 LOT 2 FEE 3557553.
Legal Range	01W
Legal Township	07N
Legal Section	16
Legal Subdivision	SHORT SUB CC 16-03
Legal Lot Number	1
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	5
Census Block	5008
Census Tract	1700

Owner

Source: Cowlitz County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 CUNNINGHAM RD, KELSO, WA 98626-9480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage RED CANOE CU
Mar 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	20203654715
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Aug 28, 2020
Property Address	121 CUNNINGHAM RD, KELSO, WA 98626-9480
Document Number	0003654715
Map Reference	VOL 17 PG 24&25
Instrument Date	Aug 26, 2020
Instrument	3654715
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CASCADE TTL CO OF COWLITZ CN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,550.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CUNNINGHAM RD, KELSO, WA 98626-9480

Mortgage

Document Number	0003654716
Date	Aug 28, 2020
Instrument	3654716

Lender

Name	RED CANOE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	121 CUNNINGHAM RD, KELSO, WA 98626-9480
Document Number	0003589656
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 CUNNINGHAM RD KELSO WA 986269480, KELSO, WA 98626-9480

Mortgage

Document Number	0003589656
Date	Mar 27, 2018
Instrument	3589656

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,333.00 (-4.7%)	$241,760 (-0.04%) Land $77,650 Building $164,110	$241,760 (-0.04%) Land $77,650 Building $164,110
2023	$2,448.00
2022		$241,850 Land $72,500 Building $169,350	$241,850 Land $72,500 Building $169,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Radiate Holdings Fixed Wireless	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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