121 Cregar Rd, High Bridge, NJ 08829 Property Records

Hunterdon County and High Bridge Borough property record for 121 Cregar Rd, High Bridge, NJ 08829

Property Summary

Property Type	Single Family Home
Details	1,368 sqft · built 1972
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,465 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00019-0000-00010-32`

Property Details

APN / Parcel Number

Primary APN	`14-00019-0000-00010-32`
Alternative APNs	`14000190000000100032` `4189`

Interior

Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	4189
Street Address	121 CREGAR RD
City	HIGH BRIDGE
State	NJ
Zip	08829-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	19
Legal Lot Number	10.32
Jurisdiction	HUNTERDON NJ
Township / Civil Division	HIGH BRIDGE
Census Block Group	1
Census Block	1012
Census Tract	10900

Owner

121 Cregar Rd is owned and occupied by two individuals who acquired it in January 2020.

Source: Hunterdon County and High Bridge Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 CREGAR RD, HIGH BRIDGE, NJ 08829-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Jan 10, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020
Deed Sale	Jan 10, 2020
Prior Sale	Jan 21, 2015 · Amount on File
Deed Document Number	20207910
Deed Book / Page	2488 / 309
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	0000007910
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	121 CREGAR RD, HIGH BRIDGE, NJ 08829-1002
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20230508000073930
Date	May 8, 2023
Book Page	4522/563
Instrument	20230508000073930

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	121 CREGAR RD, HIGH BRIDGE, NJ 08829-1002
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20220308000056870
Date	Mar 8, 2022
Book Page	4456/866
Instrument	20220308000056870

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Dec 1, 2036

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUNTERDON NJ
Recording Date	Jan 10, 2020
Property Address	121 CREGAR RD, HIGH BRIDGE, NJ 08829-1002
Document Number	20200110000007910
Book / Page	2488 / 0309
Instrument Date	Dec 19, 2019
Instrument	20200110000007910
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	PROGRESSIVE LAND TTL AGCY LT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2029, LAKE CITY, FL 32056-2029

Mortgage

Document Number	20200110000007920
Date	Jan 10, 2020
Instrument	20200110000007920

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 121 Cregar Rd was $12,465, up 6.7% from the year before.

Source: Hunterdon County and High Bridge Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
Municipality	High Bridge Borough
Elementary School District	High Bridge Borough School District (KG - 08)
Secondary School District	North Hunterdon-Voorhees Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,900 (+5.31%) Land $188,800 Building $206,100	$394,900 (+5.31%) Land $188,800 Building $206,100
2025	$12,465.00 (+6.71%)	$375,000 Land $188,800 Building $186,200	$375,000 Land $188,800 Building $186,200
2024	$11,681.00
2023		$255,100 Land $102,400 Building $152,700	$255,100 Land $102,400 Building $152,700
2022	$10,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Cregar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Cregar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGH BRIDGE W DEPT serves 3,300 people · EPA ID NJ1014001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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