Campbell County property record for 121 Creekstone Ct, Cold Spring, KY 41076
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,270 sqft · built 1987 |
| Owner | Individual Name on Record |
| Tax Bill | $1,322 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-372.00 |
| Primary APN | 999-99-18-372.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,270 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999918372.00 |
|---|---|
| Street Address | 121 CREEKSTONE CT |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1879 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SPRINGHOUSE CONDOS PHASE IV UNIT 13-E AUSTIN MODEL ONE CAR GARAGE |
| Legal Subdivision | SPRINGHOUSE |
| Legal Phase | 4 |
| Legal Unit | 13 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53301 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 CREEKSTONE CT, COLD SPRING, KY 41076-1879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Sep 21, 2017 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 5, 2001 · Amount on Record |
| Last Transfer Date | Sep 21, 2017 |
| Transfer Doc | 0005063037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 121 CREEKSTONE CT, COLD SPRING, KY 41076-1879 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0005153262 |
|---|---|
| Date | May 11, 2022 |
| Book Page | M2343/666 |
| Instrument | 5153262 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Sep 21, 2017 |
| Property Address | 121 CREEKSTONE CT, COLD SPRING, KY 41076-1879 |
| Document Number | 0005063037 |
| Book / Page | 000788 / 000605 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 5063037 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 CREEKSTONE CT COLD SPRING KY 410761879, COLD SPRING, KY 41076-1879 |
| Document Number | 5063038 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 002123/000185 |
| Instrument | 5063038 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 20, 2047 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,322.00 (+0.99%) | $109,100 (-) Building $109,100 | $109,100 (-) Building $109,100 |
| 2023 | $1,309.00 (+16.36%) | $109,100 (+21.22%) Building $109,100 | $109,100 (+21.22%) Building $109,100 |
| 2022 | $1,125.00 | $90,000 Building $90,000 | $90,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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