121 Creedmoor Rd, Stem, NC 27581 Property Records

Granville County property record for 121 Creedmoor Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	1 ba · 725 sqft · built 1948
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$63,000 (Jun 2005)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2115-31236301`

Property Details

APN / Parcel Number

Primary APN	`2115-31236301`
Alternative APNs	`088917204912` `088917 045` `31236301` `1079013`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	725 sqft Heated Area
Basement Area	181 sqft
Unfinished Basement	181 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1079013
Street Address	121 CREEDMOOR RD
City	STEM
State	NC
Zip	27581-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	121 CREEDMOOR RD
Legal Subdivision	JAMES R WILSON RLS
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3038
Census Tract	970701

Owner

121 Creedmoor Rd is owned and occupied by two individuals who bought it in June 2005.

Source: Granville County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 CREEDMOOR RD, STEM, NC 27581-9347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2005 · Amount on File
Deed Sale	Jun 29, 2005 · Amount on File
Deed Book / Page	1094 / 489
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Recording Date	Apr 23, 2026
Property Address	121 CREEDMOOR RD, STEM, NC 27581-9347
Document Number	2069000159
Book / Page	2069 / 159
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CREEDMOOR RD, STEM, NC 27581-9347

Mortgage

Document Number	2069000159,
Date	Apr 23, 2026
Book Page	2069/159

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	May 2, 2022
Property Address	121 CREEDMOOR RD, STEM, NC 27581-9347
Document Number	001901/651
Book / Page	1901 / 651
Instrument Date	May 2, 2022
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 BARCLAY RD, 151, DURHAM, NC 27712-1609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CREEDMOOR RD, STEM, NC 27581-9347

Mortgage

Document Number	0001901654
Date	May 2, 2022
Instrument	1901/654

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 121 Creedmoor Rd was $1,077.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,359 (-) Land $17,922 Building $71,437
2025	$1,077.00	$89,359 Land $17,922 Building $71,437	$89,359 (-) Land $17,922 Building $71,437
2024			$89,359 (+43.51%) Land $17,922 Building $71,437
2023	$988.00 (+2.17%)	$62,268 (-) Land $15,361 Building $46,907	$62,268 (-) Land $15,361 Building $46,907
2022	$967.00	$62,268 Land $15,361 Building $46,907	$62,268 Land $15,361 Building $46,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Creedmoor Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Creedmoor Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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