Rankin County property record for 121 Copper Ln, Richland, MS 39218
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,929 sqft · built 2009 |
| Lot Size | 0.254 acres (11,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,514 (Feb 2021) |
| Tax Bill | $885 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | D06G000042 00240 |
| Primary APN | D06G000042 00240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,929 sqft Adjusted Area |
| 1st Floor Area | 1,631 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,094 sqft (0.254 acres) |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 74482 |
|---|---|
| Street Address | 121 COPPER LN |
| City | RICHLAND |
| State | MS |
| Zip | 39218-6048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 COPPER COVE PLAT D-281 6-14-07 |
| Legal Range | 01E |
| Legal Township | 04N |
| Legal Section | 12 |
| Legal Subdivision | COPPER COVE |
| Legal Lot Number | 24 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20401 |
121 Copper Ln is owned and occupied by two individuals who bought it in February 2021.
Source: Rankin County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 COPPER LN, RICHLAND, MS 39218-6048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA LLC |
| Feb 11, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on File |
| Deed Sale | Feb 11, 2021 · Amount on File |
| Deed Book / Page | 2021 / 3229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 121 COPPER LN, RICHLAND, MS 39218-6048 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000019640 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 3021/19640 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Feb 11, 2021 |
| Property Address | 121 COPPER LN, RICHLAND, MS 39218-6048 |
| Document Number | 0000003229 |
| Book / Page | 2021 / 3229 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 COPPER LN, RICHLAND, MS 39218-6048 |
The 2025 property tax bill for 121 Copper Ln was $885 with exemptions applied, down 39.9% from the year before.
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Municipality | Richland City |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $885.00 (-39.92%) Homeowner's exemption Senior Citizen's exemption | $14,980 | |
| 2024 | $1,473.00 | $149,800 Land $30,000 Building $119,800 | |
| 2023 | $14,773 | ||
| 2021 | $147,730 Land $30,000 Building $117,730 | ||
| 2019 | $888.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 121 Copper Ln in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 30 (1979–2017) |
| Claims Outside the SFHA | 4 of 30 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Copper Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHLAND serves 7,000 people · EPA ID MS0610023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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