121 Contest Point Ln, Sagle, ID 83860 Property Records

Bonner County property record for 121 Contest Point Ln, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 1968
Lot Size	0.438 acres (19,079 sqft)
Owner	Individual Name on File
Tax Bill	$5,682 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP000730010030A`

Property Details

APN / Parcel Number

Primary APN	`RP000730010030A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,400 sqft Finished Area
1st Floor Area	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1998
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	19,079 sqft (0.438 acres)
Lot Width	100 ft Width
Garage Type	Detached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Boat Access	Boat Access
Boat House	352 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	121 CONTEST POINT LN
City	SAGLE
State	ID
Zip	83860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	19-57N-1W CONTEST POINT SUB BLK 1 LOT 3
Legal Range	01W
Legal Township	57N
Legal Section	19
Legal Subdivision	CONTEST POINT
Legal Block	1
Legal Lot Number	3
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1002
Census Tract	950901

Owner

121 Contest Point Ln is owned by an individual who acquired it in July 2017.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	826 MAYHEW ST, SUNNYSIDE, WA 98944-1867
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit SOLARITY CU
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Jul 14, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2012
Deed Sale	Aug 24, 2012
Deed Document Number	2012831331
Last Transfer Date	Jul 14, 2017
Transfer Doc	0000908172
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Jul 31, 2026
Property Address	121 CONTEST POINT LN, SAGLE, ID 83860
Document Number	0001065245
Instrument Date	Jul 29, 2026
Instrument	20261065245
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	TITLE ESCROW, SILK TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 MAYHEW ST, SUNNYSIDE, WA 98944-1867

Mortgage

Document Number	0001065245,
Date	Jul 31, 2026
Instrument	20261065245

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	121 CONTEST POINT LN, SAGLE, ID 83860
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001022452
Date	Jul 12, 2023
Instrument	1022452

Lender

Name	SOLARITY CU
Type	Credit Union
Address	YAKIMA, WA 98907

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	121 CONTEST POINT LN, SAGLE, ID 83860
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000925106
Date	Jul 26, 2018
Instrument	925106

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jul 14, 2017
Property Address	121 CONTEST POINT LN, SAGLE, ID 83860
Document Number	0000908172
Map Reference	MB 2 PG 71
Instrument Date	Jul 14, 2017
Instrument	908172
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 MAYHEW ST, SUNNYSIDE, WA 98944-1867

Tax Assessment & Valuation

The 2026 property tax bill for 121 Contest Point Ln was $5,682.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,682.00	$1,443,022 (-) Land $952,254 Building $490,768	$1,443,022 (-) Land $952,254 Building $490,768
2025	$5,682.00	$1,443,022 Land $952,254 Building $490,768	$1,443,022 Land $952,254 Building $490,768
2023	$5,464.00	$1,298,885 Land $869,200 Building $429,685	$1,298,885 Land $869,200 Building $429,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Contest Point Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Contest Point Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: AT&T, T-Mobile, Verizon.

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