121 Congdon St E, Middletown, CT 06457 Property Records

Middletown City property record for 121 Congdon St E, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,782 sqft · built 1987
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Dec 2010)
Tax Bill	$9,925 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:11 L:0434`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:11 L:0434`
Alternative APN	`R02764`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	3,658 sqft
1st Floor Area	1,062 sqft
Basement Area	330 sqft
Unfinished Basement	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R02764
Street Address	121 CONGDON ST E
City	MIDDLETOWN
State	CT
Zip	06457-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	434
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2015
Census Tract	541200

Owner

121 Congdon St E is owned and occupied by an individual who acquired it in March 2020.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	121 CONGDON ST E, MIDDLETOWN, CT 06457-2128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU
Jan 25, 2021	Deed of Trust, Mortgage · Balloon Mortgage AMERICAN EAGLE FCU
Sep 4, 2020	Warranty Deed, Transfer · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2010 · Amount on File
Deed Sale	Dec 30, 2010 · Amount on File
Prior Sale	Jul 16, 2004 · Amount on File
Deed Book / Page	1717 / 521
Last Transfer Date	Mar 9, 2020
Transfer Doc	1978-912
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	121 CONGDON ST E, MIDDLETOWN, CT 06457-2128
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020-140
Date	Sep 10, 2021
Book Page	2020/140
Instrument	3642490006

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	121 CONGDON ST E, MIDDLETOWN, CT 06457-2128
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001993-776
Date	Jan 25, 2021
Book Page	1993/776
Instrument	3583730006

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 4, 2020
Property Address	121 CONGDON ST E, MIDDLETOWN, CT 06457-2128
Document Number	1978-912
Book / Page	1978 / 912
Instrument Date	Mar 9, 2020
Instrument	3551620002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CONGDON STREET EAST, MIDDLETOWN, CT

Mortgage

Document Number	1978-914
Date	Sep 4, 2020
Book Page	1978/914
Instrument	3551630010

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 121 Congdon St E was $9,925.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,925.00	$243,270 (-) Land $64,380 Building $178,890	$434,266 (+155.02%)
2025		$243,270 (-) Land $64,380 Building $178,890	$170,289 Land $45,066 Building $125,223
2024	$9,463.00 (+5.71%)	$243,270 (+0.17%) Land $64,380 Building $178,890
2023	$8,952.00 (+15.23%)	$242,850 (+37.54%) Land $64,380 Building $178,470
2022	$7,769.00	$176,570 Land $42,920 Building $133,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Congdon St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Congdon St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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