121 College St, Elgin, IL 60120 Property Records

Kane County property record for 121 College St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,998 sqft · built 1900
Lot Size	0.173 acres (7,540 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2021)
Tax Bill	$6,257 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-179-005`

Property Details

APN / Parcel Number

Primary APN	`06-13-179-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,998 sqft Living Area
Gross Area	2,927 sqft
Basement Area	929 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,540 sqft (0.173 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 COLLEGE ST
City	ELGIN
State	IL
Zip	60120-5614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M C TOWNS ADDN LOT 8 NORTH 3 RODS (EXCEPT EAST 2 FT 4 IN)
Legal Subdivision	M C TOWNS ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 COLLEGE ST, ELGIN, IL 60120-5614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	May 1, 2014 · Amount on Record
Deed Document Number	202140163
Prior Transfer Date	Nov 5, 2012
Prior Transfer Doc	0000080841
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 25, 2021
Property Address	121 COLLEGE ST, ELGIN, IL 60120-5614
Document Number	0000040163
Instrument Date	May 19, 2021
Instrument	2021K040163
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 COLLEGE ST, 121, ELGIN, IL 60120-5614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 COLLEGE ST, ELGIN, IL 60120-5614

Mortgage

Document Number	0000040164
Date	May 25, 2021
Instrument	2021K040164

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,257.00 (+15.83%) Homeowner's exemption	$90,026 (+8.57%) Land $12,879 Building $77,147	$270,186 (+8.57%) Land $38,652 Building $231,534
2024		$82,919 (+21.39%) Land $11,862 Building $71,057	$248,857 (+21.44%) Land $35,600 Building $213,256
2022	$5,402.00 (+4.65%) Homeowner's exemption	$68,306 (+6.96%) Land $9,771 Building $58,535	$204,918 (+6.96%) Land $29,313 Building $175,605
2021	$5,162.00 Homeowner's exemption	$63,861 Land $9,135 Building $54,726	$191,583 Land $27,405 Building $164,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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