121 College St, Decherd, TN 37324 Property Records

Franklin County property record for 121 College St, Decherd, TN 37324

Property Summary

Property Type	Warehouse, Storage
Details	1.5 ba · 4,749 sqft · built 1945
Lot Size	2.01 acres (87,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Apr 2018)
Tax Bill	$2,044 (2022)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`026056J J 00900`

Property Details

APN / Parcel Number

Primary APN	`026056J J 00900`
Alternative APN	`056J J 00900`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,749 sqft Total Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1979
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	87,750 sqft (2.01 acres)
Lot Dimensions	351 ft deep x 250 ft wide
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 COLLEGE ST
City	DECHERD
State	TN
Zip	37324-3138
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	DISTRICT: 20, COUNTY AREA: D10
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	3
Census Block	3056
Census Tract	960100

Owner

Source: Franklin County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1000 W MAIN ST, DECHERD, TN 37324-3605
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK/NE
Apr 10, 2018	Warranty Deed, Transfer · Line of Credit FIRST VISION BK/TN-FRANKLIN CN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Nov 29, 2007 · Amount on Record
Deed Document Number	20182147
Deed Book / Page	427 / 167
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Recording Date	Apr 2, 2026
Property Address	121 COLLEGE ST, DECHERD, TN 37324-3138
Document Number	0000002315
Book / Page	1613 / 119
Instrument Date	Mar 16, 2026
Instrument	20262315
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 COLLEGE ST, DECHERD, TN 37324-3138

Mortgage

Document Number	0000002315,
Date	Apr 2, 2026
Book Page	1613/119
Instrument	20262315

Lender

Name	FIRST COMMUNITY BANK/NE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 10, 2018
Property Address	121 COLLEGE ST, DECHERD, TN 37324-3138
Document Number	0000002147
Book / Page	000427 / 000167
Instrument Date	Apr 4, 2018
Instrument	2147
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	SOVEREIGN TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1000 W MAIN ST DECHERD TN 373243605, DECHERD, TN 37324-3605

Mortgage

Document Number	2148
Date	Apr 10, 2018
Book Page	001249/000330
Instrument	2148

Lender

Name	FIRST VISION BK/TN-FRANKLIN CN
Address	DECHERD, TN 37324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 9, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,480 (-) Land $11,760 Building $66,720
2023		$78,480 Land $11,760 Building $66,720
2022	$2,044.00		$196,200 Land $29,400 Building $166,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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