121 Cobblestone Ct, Dekalb, IL 60115 Property Records

DeKalb County property record for 121 Cobblestone Ct, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.348 acres (15,143 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (May 2022)
Tax Bill$6,810 (2024)
Deeds & MortgagesDec 2022 Mortgage
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-34-133-007

Property Details

APN / Parcel Number

Primary APN08-34-133-007

Exterior

Lot Area15,143 sqft (0.348 acres)

Location & Zoning

Account Number0834133007
Street Address121 COBBLESTONE CT
CityDEKALB
StateIL
Zip60115-5208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 - HERITAGE RIDGE - PHASE 1
Legal SubdivisionHERITAGE RIDGE - PHASE 1
Legal Phase1
Legal Lot Number12
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group1
Census Block1018
Census Tract1400

Owner

121 Cobblestone Ct is owned and occupied by two individuals who bought it in May 2022.

Source: DeKalb County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address355 S COLLINS ST, SOUTH ELGIN, IL 60177-2360
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
May 3, 2022Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Aug 24, 2018Quit Claim Deed, Transfer
Quitclaim
Aug 1, 2017Warranty Deed, Transfer · Conventional with PMI
FIRST ST BK/OMAHA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2022 · Amount on File
Deed SaleMay 3, 2022 · Amount on File
Prior SaleAug 1, 2017 · Amount on File
Deed Document Number20224420
Prior Transfer DateAug 23, 2018
Prior Transfer Doc0000008143
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address121 COBBLESTONE CT, DEKALB, IL 60115-5208
Transaction TypeMortgage
Record UpdatedJan 16, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 COBBLESTONE CT, DEKALB, IL 60115-5208

Mortgage

Document Number0000011984
DateDec 27, 2022
Instrument2022011984
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term353 Months
DueMay 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateMay 3, 2022
Property Address121 COBBLESTONE CT, DEKALB, IL 60115-5208
Document Number0000004420
Map ReferenceMB U PG 69
Instrument DateApr 29, 2022
Instrument2022004420
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 COBBLESTONE CT, 121, DEKALB, IL 60115-5208

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address121 COBBLESTONE CT, DEKALB, IL 60115-5208
InvestorPossibly a Property Investor

Mortgage

Document Number0000004421
DateMay 3, 2022
Instrument2022004421
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE KALB IL
Recording DateAug 24, 2018
Property Address121 COBBLESTONE CT, DEKALB, IL 60115-5208
Document Number0000008143
Instrument DateAug 23, 2018
Instrument8143
Transaction TypeTransfer
Record UpdatedSep 10, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 COBBLESTONE CT DEKALB IL 601155208, DEKALB, IL 60115-5208

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateAug 1, 2017
Property Address121 COBBLESTONE CT, DEKALB, IL 60115-5208
Document Number0000007411
Instrument DateJul 28, 2017
Instrument7411
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$197.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address121 COBBLESTONE CT DEKALB IL 601155208, DEKALB, IL 60115-5208

Mortgage

Document Number7412
DateAug 1, 2017
Instrument7412
Lender
NameFIRST ST BK/OMAHA
TypeBank
AddressOMAHA, NE 68197-3165
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 31, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$99,999 Land $14,578 Building $85,421$299,997 Land $43,734 Building $256,263
2024$6,810.00
2023$79,619 Land $11,607 Building $68,012$238,857 Land $34,821 Building $204,036

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Cobblestone Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 Cobblestone Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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