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121 Cline St, Concord, NC 28027 Property Records

Cabarrus County property record for 121 Cline St, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 1960
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$113,000 (Jan 2017)
Tax Bill$1,782 (2023)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5612 74 7997

Property Details

APN / Parcel Number

Primary APN5612 74 7997
Alternative APNs
  • 04094 0073.100000
  • 113231
  • 175888

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area1,920 sqft
1st Floor Area1,540 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions99 ft deep x 114 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area144 sqft
Deck Area12 sqft
Patio Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number175888
Street Address121 CLINE ST
CityCONCORD
StateNC
Zip28027-4005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 2 C R CLINE HOMEPLACE
Legal SubdivisionWINECOFF SCHOOL
Legal Lot Number2
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1002
Census Tract41100

Owner

121 Cline St is owned and occupied by two individuals who acquired it in January 2024.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address121 CLINE ST, CONCORD, NC 28027-4005
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2017 · Amount on File
Deed SaleJan 6, 2017 · Amount on File
Deed Document Number201712310-0015
Deed Book / Page12310 / 15
Last Transfer DateJan 24, 2024
Transfer Doc0017284185
Record UpdatedOct 29, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 6, 2017
Property Address121 CLINE ST, CONCORD, NC 28027-4005
Document Number1231015
Book / Page012310 / 000015
Instrument DateJan 6, 2017
Instrument412
Transaction TypeTransfer
Record UpdatedJan 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$226.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 CLINE ST CONCORD NC 280274005, CONCORD, NC 28027-4005

Mortgage

Document Number1231018,
DateJan 6, 2017
Book Page012310/000018
Instrument413
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 5, 2047

Mortgage

Document Number1231033,
DateJan 6, 2017
Book Page012310/000033
Instrument414
Lender
NameHOUSING FIN AGCY
AddressRALEIGH, NC 27611-8066
Agreement
AmountAmount on Record
Term60 Months
DueJan 5, 2022

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,450 (-) Land $50,000 Building $167,450
2025$217,450 Land $50,000 Building $167,450
2024$217,450 (+67.22%) Land $50,000 Building $167,450
2023$1,782.00$130,040 Land $28,000 Building $102,040$130,040 Land $28,000 Building $102,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Cline St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Cline St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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