Clay County property record for 121 Circle Dr, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,100 sqft · built 1962 |
| Lot Size | 0.366 acres (15,943 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $82,000 (Jan 2008) |
| Tax Bill | $979 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-20-00-063.00 |
| Primary APN | 082-20-00-063.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,943 sqft (0.366 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 15696 |
|---|---|
| Street Address | 121 CIRCLE DR |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-7009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.366 ACRES & HOUSE |
| Jurisdiction | CLAY KY |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 950301 |
Source: Clay County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 CIRCLE DR, MANCHESTER, KY 40962-7009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2008 · Amount on Record |
| Deed Sale | Jan 1, 2008 · Amount on Record |
| Deed Document Number | 0000289289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY KY |
| Property Address | 121 CIRCLE DR, MANCHESTER, KY 40962-7009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG230/685 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | MTG 230/685 |
| Instrument | 166498 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MANCHESTER, KY 40962 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Oct 17, 2031 |
Source: Clay County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Municipality | Manchester City |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $979.00 (+0.1%) | $82,000 (-) | $82,000 (-) |
| 2023 | $978.00 | $82,000 | $82,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Peoples Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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