121 Cherry Mountain St, Forest City, NC 28043 Property Records

Rutherford County property record for 121 Cherry Mountain St, Forest City, NC 28043

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details0.5 ba · 4,740 sqft · built 1920
Lot Size1.3 acres (56,628 sqft)
OwnerCompany Name on File
Last Sale$723,000 (Feb 2023)
Tax Bill$2,461 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN1643377

Property Details

APN / Parcel Number

Primary APN1643377
Alternative APN
  • 50576

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,740 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area56,628 sqft (1.3 acres)
Canopy864 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address121 CHERRY MOUNTAIN ST
CityFOREST CITY
StateNC
Zip28043-3002
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal DescriptionGPIN:1548075950560000; THOMASTRADECHERRY MTN STS DUPLEX 133 CHERRY MTN ST
Legal SubdivisionHUNTING CREEK ASSOCIATES
JurisdictionRUTHERFORD NC
Township / Civil DivisionCOOL SPRING
Census Block Group2
Census Block2035
Census Tract960700

Owner

Source: Rutherford County records · APN 1643377

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address639 BOSTIC SUNSHINE HWY, BOSTIC, NC 28018-9779
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Special Warranty Deed, Transfer · Commercial Mortgage
UNITED BANK
Apr 08, 2021Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2023 · Amount on Record
Deed SaleFeb 14, 2023 · Amount on Record
Record UpdatedSep 20, 2026

February 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionRUTHERFORD NC
Recording DateFeb 14, 2023
Property Address121 CHERRY MOUNTAIN ST, FOREST CITY, NC 28043-3002
Document Number0020691274
Book / Page2069 / 1274
Instrument DateFeb 10, 2023
Transaction TypeTransfer
Record UpdatedFeb 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,446.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address104 MULL ST, MORGANTON, NC 28655-3315

Transferred To (Grantee/Buyer)

NameVerified Name
Address639 BOSTIC SUNSHINE HWY, BOSTIC, NC 28018-9779

Mortgage

Document Number0020691279
DateFeb 14, 2023
Instrument2069/1279
Lender
NameUNITED BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionRUTHERFORD NC
Recording DateApr 08, 2021
Property Address121 CHERRY MOUNTAIN ST, FOREST CITY, NC 28043-3002
Document Number0020444173
Book / Page2044 / 4173
Map ReferenceMB 3 PG 63
Instrument DateMar 08, 2021
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address104 MULL ST, 104, MORGANTON, NC 28655-3315

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 MULL ST, MORGANTON, NC 28655-3315

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalityForest City Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,461.00 (+26.4%)$231,500 (-27.41%) Land $192,700 Building $38,800$231,500 (-27.41%) Land $192,700 Building $38,800
2023$318,900 Land $249,400 Building $69,500$318,900 Land $249,400 Building $69,500
2022$1,947.00
2021$1,947.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: e-Polk, T-Mobile USA, Verizon.

Based on FCC filings for 190 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF FOREST CITY
serves 21,521 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cherry Mountain St

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