121 Cherokee Dr, Guyton, GA 31312 Property Records

Effingham County property record for 121 Cherokee Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Apr 2023)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0277A-022-000`

Property Details

APN / Parcel Number

Primary APN	`0277A-022-000`
Alternative APNs	`0035E022000` `0277A022` `1911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	35 sqft
Patio Area	35 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1911
Street Address	121 CHEROKEE DR
City	GUYTON
State	GA
Zip	31312-5241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.00 AC LOT 22
Legal Subdivision	OGEECHEE RIVER PLANT
Legal Phase	1
Legal Block	1
Legal Lot Number	22
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2032
Census Tract	30207

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	121 CHEROKEE DR, GUYTON, GA 31312-5241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	Oct 30, 2014 · Amount on Record
Deed Document Number	2023993
Deed Book / Page	2844 / 114
Record Updated	Oct 29, 2026

April 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 25, 2023
Property Address	121 CHEROKEE DR, GUYTON, GA 31312-5241
Document Number	002844/114
Book / Page	2844 / 114
Instrument Date	Apr 25, 2023
Instrument	2023-000993
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CHEROKEE DR, GUYTON, GA 31312-5241

Mortgage

Document Number	2023003245
Date	Apr 25, 2023
Instrument	2023003245

Lender

Name	CMG MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,448 (+5.86%) Land $44,288 Building $89,160	$333,620 (+5.85%) Land $110,719 Building $222,901
2025	$2,922.00 (-23.06%) Homeowner's exemption	$126,066 (+1.99%) Land $36,906 Building $89,160	$315,167 (+1.99%) Land $92,266 Building $222,901
2024	$3,798.00 (+86.54%) Homeowner's exemption	$123,606 (+71.94%) Land $45,460 Building $78,146	$309,014 (+71.93%) Land $113,649 Building $195,365
2022	$2,036.00	$71,891 Land $18,687 Building $53,204	$179,728 Land $46,718 Building $133,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSTONE APARTMENTS private · serves 99 people · EPA ID GA0310258
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250