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121 Charles Dr, Bonny Doon (Santa Cruz), CA 95060 Property Records

Santa Cruz County property record for 121 Charles Dr, Bonny Doon, CA 95060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,486 sqft · built 1969
Lot Size1.4 acres (61,071 sqft)
Owner2 Company Names on Record
Last Sale$1,279,000 (Apr 2018)
Tax Bill$17,288 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN063-211-33

Property Details

APN / Parcel Number

Primary APN063-211-33
Alternative APN
  • 063-211-33-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,486 sqft Living Area
Gross Area3,215 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area61,071 sqft
TerrainSteep
Garage TypeAttached
Garage Area729 sqft
Parking Spaces3 Parking Spaces
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceWell

Location & Zoning

Street Address121 CHARLES DR
CitySANTA CRUZ
StateCA
Zip95060-9640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal SubdivisionLANDS EAST
Legal Lot Number46
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group1
Census Block1015
Census Tract120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address121 CHARLES DR, SANTA CRUZ, CA 95060-9640
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 13, 2018Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2018 · Amount on Record
Deed SaleApr 13, 2018 · Amount on Record
Prior SaleMar 25, 2002 · Amount on Record
Deed Document Number201811089
Prior Transfer DateAug 3, 2016
Prior Transfer Doc0000029046
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address121 CHARLES DR, BONNY DOON, CA 95060-9640
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 CHARLES DR, SANTA CRUZ, CA 95060-9640

Mortgage

Document Number0000041171
DateAug 5, 2021
Instrument2021-0041171
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 13, 2018
Property Address121 CHARLES DR, BONNY DOON, CA 95060-9640
Document Number0000011089
Map ReferenceMB 34 PG 70
Instrument DateApr 11, 2018
Instrument2018-0011089
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
AddressPO BOX 20193, SAN JOSE, CA 95160-0193

Mortgage

Document Number0000011090
DateApr 13, 2018
Instrument2018-0011090
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictBonny Doon Union Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,484,390 (+2%) Land $950,520 Building $533,870
2025$17,288.00 (+9.08%) Homeowner's exemption$1,455,284 (+4.04%) Land $931,882 Building $523,402
2023$15,849.00 (+1.66%) Homeowner's exemption$1,398,773 Land $895,696 Building $503,077$1,282,590
2022$15,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1995–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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