121 Central Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 121 Central Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,068 sqft · built 1930
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jun 2023)
Tax Bill	$8,584 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`50-00085-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`50-00085-0000-00011`
Alternative APNs	`500008500011` `815`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Deck Area	16 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	815
Street Address	121 CENTRAL AVE
City	UNION BEACH
State	NJ
Zip	07735-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 12.A
Legal Subdivision	UNION GARDENS
Legal Block	85
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	6
Census Block	6020
Census Tract	801800

Owner

121 Central Ave is owned and occupied by an individual who bought it in June 2023.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	121 CENTRAL AVE, UNION BEACH, NJ 07735-2939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 7, 2023	Deed, Transfer INVESTMENT TITLE LLC
Jul 13, 2021	Deed, Transfer OCEANVIEW TITLE AGENCY LLC
Oct 15, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Jul 13, 2021 · Amount on File
Deed Document Number	202338814
Deed Book / Page	9647 / 4289
Prior Transfer Date	Dec 26, 2009
Prior Transfer Doc	0088230323
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 7, 2023
Property Address	121 CENTRAL AVE, UNION BEACH, NJ 07735-2939
Document Number	0096474289
Book / Page	9647 / 4289
Instrument Date	Jun 5, 2023
Instrument	2023038814
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28475 RIVER ROAD WAY, MADERA, CA 93636-8157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CENTRAL AVE, UNION BEACH, NJ 07735-2939

Mortgage

Document Number	0096474332
Date	Jun 7, 2023
Book Page	9647/4332
Instrument	2023038815

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 7, 2023
Property Address	121 CENTRAL AVE, UNION BEACH, NJ 07735-2939
Document Number	0096474289
Book / Page	9647 / 4289
Instrument Date	Jun 5, 2023
Instrument	2023038814
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28475 RIVER ROAD WAY, MADERA, CA 93636-8157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CENTRAL AVE, UNION BEACH, NJ 07735-2939

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 13, 2021
Property Address	121 CENTRAL AVE, UNION BEACH, NJ 07735-2939
Document Number	0095268642
Book / Page	9526 / 8642
Instrument Date	Jun 21, 2021
Instrument	2021106930
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	OCEANVIEW TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,730.60
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 46TH ST, 1220, BROOKLYN, NY 11219-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CENTRAL AVE, UNION BEACH, NJ 07735-2939

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 15, 2018
Property Address	121 CENTRAL AVE, UNION BEACH, NJ 07735-2939
Document Number	0000101136
Book / Page	009316 / 003664
Instrument Date	Sep 6, 2018
Instrument	101136
Transaction Type	Foreclosure
Record Updated	Nov 2, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1220 46TH ST BROOKLYN NY 112192026, BROOKLYN, NY 11219-2026

Tax Assessment & Valuation

The 2025 property tax bill for 121 Central Ave was $8,584, up 16.9% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,600 (+7.35%) Land $206,400 Building $223,200	$429,600 (+7.35%) Land $206,400 Building $223,200
2025	$8,584.00 (+16.87%)	$400,200 Land $187,300 Building $212,900	$400,200 Land $187,300 Building $212,900
2024	$7,345.00
2023		$323,800 (+14.34%) Land $133,600 Building $190,200	$323,800 (+14.34%) Land $133,600 Building $190,200
2022	$6,459.00 (+38.19%)	$283,200 Land $99,000 Building $184,200	$283,200 Land $99,000 Building $184,200
2021	$4,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Central Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	235 units insured incl. 8 condo units
Nearby Flood Claims	309 (1978–2012)
Claims Outside the SFHA	27 of 309
Most Recent Claim	Nov 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Nov 2012 · 231 claims Severe Storms And Flooding, Mar 2010 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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