Essex County and Salisbury Town property record for 121 Central Ave, Salisbury, MA 01952
| Property Type | Duplex |
|---|---|
| Details | 10 bd · 3 ba · 2,967 sqft · built 2023 |
| Lot Size | 0.047 acres (2,065 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (May 2022) |
| Tax Bill | $12,408 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 3200-0 |
| Primary APN | 3200-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 10 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 20 Rooms |
| Units | 5 Units |
| Stories | 3 Stories |
| Building Area | 2,967 sqft Living Area |
| Gross Area | 4,829 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 2,065 sqft (0.047 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3200-0 |
|---|---|
| Street Address | 121 CENTRAL AVE |
| City | SALISBURY |
| State | MA |
| Zip | 01952-2233 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | BC |
| Jurisdiction | SALISBURY MA |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 267103 |
Source: Essex County and Salisbury Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 61 NAPLES RD, HAVERHILL, MA 01832-4460 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Sep 4, 2025 | Deed of Trust, Mortgage TD BANK NA |
| May 11, 2022 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Aug 27, 2015 · Amount on Record |
| Deed Document Number | 2022636087 |
| Last Transfer Date | May 16, 2025 |
| Transfer Doc | 0000658693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALISBURY MA |
| Recording Date | Jul 7, 2026 |
| Property Address | 121 CENTRAL AVE, SALISBURY, MA 01952-2233 |
| Document Number | 0000667360 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026667360 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 121 CENTRAL AVE, SALISBURY, MA 01952-2233 |
| Document Number | 0000667360, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 2026667360 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALISBURY MA |
| Property Address | 121 CENTRAL AVE, SALISBURY, MA 01952-2233 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000661181 |
|---|---|
| Date | Sep 4, 2025 |
| Instrument | 661181 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALISBURY MA |
| Recording Date | May 11, 2022 |
| Property Address | 121 CENTRAL AVE, SALISBURY, MA 01952-2233 |
| Document Number | 0000636087 |
| Instrument Date | May 9, 2022 |
| Instrument | 636087 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7 ALLEN ST, NEWBURYPORT, MA 01950-3001 |
Source: Essex County and Salisbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Salisbury Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,408.00 (+62.09%) | $1,231,000 (+68.05%) Land $428,900 Building $802,100 | $1,106,162 |
| 2024 | $7,655.00 (+145.12%) | $732,500 (+153.28%) Land $371,900 Building $360,600 | |
| 2023 | $3,123.00 | $289,200 Land $289,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 297 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 444 units insured incl. 147 condo units |
| Nearby Flood Claims | 27 (1991–2024) |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY WATER DIVISION serves 9,334 people · EPA ID MA3259000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Fiber | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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