121 Central Ave, Lynn, MA 01901 Property Records

Essex County and Lynn City property record for 121 Central Ave, Lynn, MA 01901

Property Summary

Property Type	Commercial Condominium
Details	3,697 sqft · built 1903
Lot Size	0.196 acres (8,542 sqft)
Owner	Company Name on File
Last Sale	$750,000 (Oct 2020)
Tax Bill	$8,840 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:082 L:624 S:010-001`

Property Details

APN / Parcel Number

Primary APN	`B:082 L:624 S:010-001`
Alternative APN	`LYNN M:082 B:624 L:010 S:001`

Interior

Half Baths	5 Half Baths
Units	4 Units
Stories	1 Story
Building Area	3,697 sqft Total Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	8,542 sqft (0.196 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	121 CENTRAL AVE
City	LYNN
State	MA
Zip	01901-1012
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Condominium
Local Zoning Code	CBD
Legal Block	624
Legal Lot Number	10
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2010
Census Tract	206800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Square Historic District listed 1985 · 13 contributing resources · NRIS 85003335

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

121 Central Ave, a commercial property, is owned by a company that bought it in October 2020.

Source: Essex County and Lynn City records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 16, REVERE, MA 02151-0001
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Mar 21, 2016
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	0000000860
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 7, 2020
Property Address	121 CENTRAL AVE, LYNN, MA 01901-1012
Document Number	39029-156
Book / Page	39029 / 156
Instrument Date	Oct 1, 2020
Instrument	20201007000860
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 WESTERN AVE, LYNN, MA 01905-2226

Mortgage

Document Number	201007000870
Date	Oct 7, 2020
Instrument	201007000870

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 121 Central Ave was $8,840, up 8.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,840.00 (+8.61%)	$445,100 (+10.36%) Building $445,100
2024	$8,139.00 (-5.47%)	$403,300 (-) Building $403,300
2023	$8,610.00	$403,300 Building $403,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 121 Central Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	15 (1979–2018)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

May also be available: Starry, T-Mobile.

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