121 Celia Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 121 Celia Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,888 sqft · built 1979
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2020)
Tax Bill	$9,196 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-521-27`

Property Details

APN / Parcel Number

Primary APN	`051-521-27`
Alternative APN	`051-521-27-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Area	440 sqft
Deck Area	85 sqft
Patio Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 CELIA DR
City	WATSONVILLE
State	CA
Zip	95076-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TR 744
Legal Subdivision	NORTH COUNTRY HOMES
Legal Tract	744
Legal Lot Number	6
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	4
Census Block	4005
Census Tract	122500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 CELIA DR, WATSONVILLE, CA 95076-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Jun 22, 2020	Quit Claim Deed CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEO KESSELMAN
Jan 25, 2018	Deed of Trust, Mortgage · Line of Credit LEO KESSELMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Jul 27, 1994 · Amount on Record
Deed Document Number	202022039
Prior Transfer Date	Sep 19, 2007
Prior Transfer Doc	0000050323
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 22, 2020
Property Address	121 CELIA DR, WATSONVILLE, CA 95076-1302
Document Number	0000022039
Map Reference	MB 6 PG 89
Instrument Date	Jun 16, 2020
Instrument	2020-0022039
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	121 CELIA DR, WATSONVILLE, CA 95076-1302

Mortgage

Document Number	0000022042
Date	Jun 22, 2020
Instrument	2020-0022042

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 22, 2020
Property Address	121 CELIA DR, WATSONVILLE, CA 95076-1302
Document Number	0000022040
Instrument Date	Apr 13, 2020
Instrument	22040
Record Updated	Jul 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	121 CELIA DR WATSONVILLE CA 950761302, WATSONVILLE, CA 95076-1302

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	121 CELIA DR, WATSONVILLE, CA 95076-1302
Document Number	0000001661
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1897 KEPPEL WAY MANTECA CA 953377213, MANTECA, CA 95337-7213

Mortgage

Document Number	0000001661
Date	Jan 22, 2019
Instrument	1661

Lender

Name	LEO KESSELMAN
Address	200 GLEN RIDGE AVE, LOS GATOS, CA 95030-5215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	121 CELIA DR, WATSONVILLE, CA 95076-1302
Document Number	0000003161
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CELIA DR WATSONVILLE CA 950761302, WATSONVILLE, CA 95076-1302

Mortgage

Document Number	0000003161
Date	Jan 31, 2018
Instrument	3161

Lender

Name	LEO KESSELMAN
Address	200 GLEN RIDGE AVE, LOS GATOS, CA 95030-5215

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,312 (+2%) Land $390,432 Building $278,880
2025	$9,196.00 (+13.2%)	$656,188 (+4.04%) Land $382,776 Building $273,412
2023	$8,124.00 (+2.55%)	$630,706 Land $367,912 Building $262,794	$611,820
2022	$7,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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