121 Cedar St W, Roy, WA 98580 Property Records

Pierce County property record for 121 Cedar St W, Roy, WA 98580

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,220 sqft · built 1920
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$381,000 (Aug 2025)
Tax Bill$3,143 (2026)
Deeds & MortgagesSep 2020 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN570520-0-102

Property Details

APN / Parcel Number

Primary APN570520-0-102

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,365 sqft Living Area
1st Floor Area1,365 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2016
Exterior MaterialFrame Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
PorchSlab
Porch Area145 sqft
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address121 CEDAR ST W
CityROY
StateWA
Zip98580-4513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionSECTION 34 TOWNSHIP 18 RANGE 02 QUARTER 23 PLAT MCNAUGHTS JAMES 2ND ADD W 1/2 L 2 B 6 APPROVED SUBD CY OF ROY PLANNING DEPT 9-24-03 SEG 2004-0784BL 02-09-04BL
Legal Range02
Legal Township18
Legal Section34
Legal SubdivisionMCNAUGHTS JAMES 2ND ADD
Legal Block6
Legal Lot Number2
JurisdictionPIERCE WA
Township / Civil DivisionROY
Census Block Group5
Census Block5008
Census Tract73001

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 CEDAR ST W, ROY, WA 98580-4513
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Dec 20, 2019Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2025 · Amount on Record
Deed SaleAug 8, 2025 · Amount on Record
Prior SaleDec 20, 2019 · Amount on Record
Deed Document Number2025470
Prior Transfer DateMar 23, 2016
Prior Transfer Doc0000000180
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address121 CEDAR ST W, ROY, WA 98580-4513
Transaction TypeMortgage
Record UpdatedSep 8, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009250221
DateSep 25, 2020
Instrument202009250221
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateDec 20, 2019
Property Address121 CEDAR ST W, ROY, WA 98580-4513
Document Number0012200601
Map ReferenceMB 3 PG 10
Instrument DateDec 18, 2019
Instrument201912200601
Transaction TypeTransfer
Record UpdatedSep 8, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,717.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 CEDAR ST W, ROY, WA 98580-4513

Mortgage

Document Number0012200602
DateDec 20, 2019
Instrument201912200602
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalityRoy City
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,143.00 (+6%)$307,000 (+9.8%) Land $112,700 Building $194,300$307,000 (+9.8%) Land $112,700 Building $194,300
2025$449.00 (-1.32%)
2024$455.00 (+8.59%) Disabled Person's exemption Senior Citizen's exemption$279,600 (-2.82%) Land $89,400 Building $190,200$279,600 (-2.82%) Land $89,400 Building $190,200
2023$419.00 Disabled Person's exemption Senior Citizen's exemption$287,700 Land $96,200 Building $191,500$287,700 Land $96,200 Building $191,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROY
serves 1,214 people · EPA ID WA5345027
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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