121 Cedar Elm Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 121 Cedar Elm Way, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2023
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$422,500 (Feb 2023)
Tax Bill	$3,210 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027984-1310`

Property Details

APN / Parcel Number

Primary APN	`027984-1310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,116 sqft
1st Floor Area	1,696 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	121 CEDAR ELM WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-3551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	109/69-80 SILVERLEAF 29B-1 LOT 131 OR5715/1620
Legal Range	28
Legal Township	06
Legal Section	38
Legal Subdivision	SILVERLEAF 29B-1
Legal Block	1
Legal Lot Number	131
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County records · APN 027984-1310

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 CEDAR ELM WAY, SAINT AUGUSTINE, FL 32092-3551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Deed Document Number	202315261
Deed Book / Page	5715 / 1620
Record Updated	Jun 08, 2026

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 28, 2023
Property Address	121 CEDAR ELM WAY, SAINT AUGUSTINE, FL 32092-3551
Document Number	0057151620
Book / Page	5715 / 1620
Map Reference	MB 109 PG 69-80
Instrument Date	Feb 24, 2023
Instrument	2023015261
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,957.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CEDAR ELM WAY, SAINT AUGUSTINE, FL 32092-3551

Mortgage

Document Number	0057151625
Date	Feb 28, 2023
Instrument	5715/1625

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,138 (+2.7%)	$349,003 (-0.62%) Land $96,000 Building $253,003
2025	$3,210.00 (+13.27%) Homeowner's exemption	$252,325 (+2.9%)	$351,175 (+0.3%) Land $96,000 Building $255,175
2024	$2,834.00 (+244.77%) Homeowner's exemption	$245,214 (+447.35%)	$350,108 (+681.49%) Land $100,000 Building $250,108
2023	$822.00 (+43.46%)	$44,800 (-)	$44,800 (-) Land $44,800
2022	$573.00	$44,800	$44,800 Land $44,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 67 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.