Lake County property record for 121 Cavin Ave, Winthrop Harbor, IL 60096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,432 sqft · built 1988 |
| Lot Size | 0.556 acres (24,206 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,500 (Jun 1998) |
| Tax Bill | $8,089 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-402-015 |
| Primary APN | 04-04-402-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Gross Area | 1,984 sqft |
| 1st Floor Area | 1,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Fiberglass |
| Lot Area | 24,206 sqft (0.556 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 121 CAVIN AVE |
|---|---|
| City | WINTHROP HARBOR |
| State | IL |
| Zip | 60096-1163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FH BARTLETTS NORTH SHORE ACRES 1ST ADD; LTS 6 & LOT 7 BLOCK 7 |
| Legal Subdivision | FH BARTLETTS NORTH SHORE ACRES 1ST ADD |
| Legal Block | 7 |
| Legal Lot Number | 6,7 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 860103 |
121 Cavin Ave is owned and occupied by two individuals who bought it in June 1998.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 CAVIN AVE, WINTHROP HARBOR, IL 60096-1163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 1998 · Amount on File |
| Deed Sale | Jun 15, 1998 · Amount on File |
| Deed Document Number | 19984150235 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Benton Township |
| Municipality | Winthrop Harbor Village |
| Elementary School District | Winthrop Harbor School District 1 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105,577 Land $12,819 Building $92,758 | $316,763 Land $38,461 Building $278,302 | |
| 2024 | $8,089.00 (-3.33%) | ||
| 2023 | $8,368.00 (-8.34%) | $92,991 (+6.31%) Land $11,291 Building $81,700 | $279,001 (+6.31%) Land $33,876 Building $245,125 |
| 2022 | $9,129.00 | $87,470 Land $11,020 Building $76,450 | $262,436 Land $33,063 Building $229,373 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Cavin Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Cavin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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