Chesapeake City property record for 121 Capital Ave, Chesapeake, VA 23324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,172 sqft · built 1966 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,500 (Oct 2002) |
| Tax Bill | $3,085 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Feb 2022 Refinance + 2 more |
| APN | 1471001000390 |
| Primary APN | 1471001000390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,172 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Upper Floors Area | 884 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,850 sqft (0.295 acres) |
| Lot Width | 78 ft Width |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 121 CAPITAL AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 39 PROVIDENCE SQUARE SEC 1 |
| Legal Subdivision | PROVIDENCE SQUARE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20700 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 CAPITAL AVE, CHESAPEAKE, VA 23324-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Feb 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Mar 13, 2008 | Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA MORTGAGE CORPORA |
| Oct 29, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2002 · Amount on Record |
| Deed Sale | Oct 4, 2002 · Amount on Record |
| Deed Book / Page | 4708 / 718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 121 CAPITAL AVE, CHESAPEAKE, VA 23324-3015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | SUNSET TITLE INC, SUN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 10051/1763 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 10051/1763 |
| Instrument | 190023553 |
| Name | STEARNS LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 121 CAPITAL AVE, CHESAPEAKE, VA 23324-3015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010525/348 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 10525/348 |
| Instrument | 220006512 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 121 CAPITAL AVE, CHESAPEAKE, VA 23324-3015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007413/804 |
|---|---|
| Date | Mar 13, 2008 |
| Book Page | 7413/804 |
| Name | WACHOVIA MORTGAGE CORPORA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 121 CAPITAL AVE, CHESAPEAKE, VA 23324-3015 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010799/98 |
|---|---|
| Date | Oct 29, 2024 |
| Book Page | 10799/98 |
| Instrument | 240022631 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.75% |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,085.00 (+46.14%) | $305,400 (+15.77%) Land $105,000 Building $200,400 | $305,400 (+15.77%) Land $105,000 Building $200,400 |
| 2023 | $263,800 (+2.05%) Land $85,000 Building $178,800 | $263,800 (+2.05%) Land $85,000 Building $178,800 | |
| 2022 | $258,500 Land $75,000 Building $183,500 | $258,500 Land $75,000 Building $183,500 | |
| 2019 | $2,111.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1983–2016) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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