Putnam County property record for 121 Bumpy Rd, Melrose, FL 32666 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1998 |
| Square Footage | 784 sqft Living Area |
| Lot Size | 37,897 sqft (0.87 acres) |
| Garage | 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $194,000 (2021) |
| Tax Bill | $3,481.00 (2025) |
| Primary APN | 09-09-23-0000-0280-0000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Building Area | 784 sqft Living Area |
| 1st Floor | 784 sqft 1st Floor |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Lot Area | 37,897 sqft (0.87 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Garage Area | 420 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 440 sqft Porch |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 71097 |
|---|---|
| Street Address | 121 BUMPY RD |
| City | MELROSE |
| State | FL |
| Zip | 32666-3016 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT OF LOT 5 BK188 P271 (LOT 11, JOHNSTONS S/D #1 UNREC) |
| Legal Range | 23E |
| Legal Township | 09S |
| Legal Section | 09 |
| Legal Subdivision | PT |
| Legal Lot Number | 5,11 |
| Jurisdiction | PUTNAM FL |
| Minor Civil Division | INTERLACHEN-FLORAHOME |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 950300 |
Source: Putnam County records · APN 09-09-23-0000-0280-0000
Assessment roll updated December 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 BUMPY RD, MELROSE, FL 32666-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 01, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 05, 2021 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Oct 06, 2017 | Warranty Deed, Transfer FEDERAL EMPS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2021 · Amount on Record |
| Deed Sale | Jun 01, 2021 · Amount on Record |
| Prior Sale | Oct 06, 2017 · Amount on Record |
| Deed Doc Number | 202112166 |
| Deed Book / Page | 1621 / 1649 |
| Prior Transfer Date | Mar 04, 2011 |
| Prior Transfer Doc | 0012841124 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jun 01, 2021 |
| Property Address | 121 BUMPY RD, MELROSE, FL 32666-3016 |
| Document Number | 0016211649 |
| Book / Page | 1621 / 1649 |
| Map Reference | MB 188 PG 273 |
| Instrument Date | Jun 01, 2021 |
| Instrument | 202154012166 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2091 CHEROKEE COVE TRL, 2091, JACKSONVILLE, FL 32221-4929 |
| Name | Verified Name |
|---|---|
| Address | 5004 NW 40TH TER, GAINESVILLE, FL 32606-4470 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 121 BUMPY RD, MELROSE, FL 32666-3016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016060875 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 1606/875 |
| Instrument | 202154002676 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Oct 06, 2017 |
| Property Address | 121 BUMPY RD, MELROSE, FL 32666-3016 |
| Document Number | 0014861241 |
| Book / Page | 001486 / 001241 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 54017587 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2017 |
| Title Company | ALL FLORIDA TITLE INSURANCE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 BUMPY CT MELROSE FL 32666, MELROSE, FL 32666 |
| Document Number | 14861243 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 001486/001243 |
| Instrument | 54017588 |
| Name | FEDERAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 05, 2047 |
Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,481.00 (+5.81%) | $187,670 (-2.67%) Land $51,000 Building $136,670 | $187,670 (-2.67%) Land $51,000 Building $136,670 |
| 2023 | $3,290.00 (+13.25%) | $192,810 (+17.07%) | $192,810 (+17.07%) Land $51,000 Building $141,810 |
| 2022 | $2,905.00 | $164,700 | $164,700 Land $42,500 Building $122,200 |
Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 667 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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