121 Bryson Way, Richmond, KY 40475 Property Records

Madison County property record for 121 Bryson Way, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$21,000 (Feb 2006)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0069-0016-0002`

Property Details

APN / Parcel Number

Primary APN	`0069-0016-0002`
Alternative APNs	`115611` `78710` `44947`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	44947
Street Address	121 BRYSON WAY
City	RICHMOND
State	KY
Zip	40475-7999
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHPOINTE LOT 2
Legal Subdivision	SOUTHPOINTE SUB
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1029
Census Tract	10902

Owner

121 Bryson Way is owned and occupied by an individual who bought it in February 2006.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	121 BRYSON WAY, RICHMOND, KY 40475-7999
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Oct 7, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2006 · Amount on File
Deed Sale	Feb 2, 2006 · Amount on File
Deed Document Number	0000732255
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	121 BRYSON WAY, RICHMOND, KY 40475-7999
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01828/751
Date	Oct 15, 2018
Book Page	M01828/751
Instrument	2013983257

Lender

Name	COMMONWEALTH CU INC
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	121 BRYSON WAY, RICHMOND, KY 40475-7999
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M02015/103
Date	Jan 22, 2021
Book Page	M02015/103
Instrument	2014028106

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	121 BRYSON WAY, RICHMOND, KY 40475-7999
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BRYSON WAY, RICHMOND, KY 40475-7999

Mortgage

Document Number	0M2194/459
Date	Oct 7, 2022
Book Page	M2194/459
Instrument	2014114865

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 121 Bryson Way was $1,895 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 Additional exemption filed	$201,000	$201,000
2023	$1,629.00 (-0.31%)	$168,000 (-)	$168,000 (-)
2022	$1,634.00	$168,000	$168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Bryson Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Bryson Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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