121 Bruce St, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 121 Bruce St, Schenectady, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,506 sqft · built 1890
Lot Size0.192 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$225,500 (Jan 2024)
Tax Bill$6,709 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.28-3-42

Property Details

APN / Parcel Number

Primary APN422201 38.28-3-42
Alternative APNs
  • 220103802800030420000000
  • A01011

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,506 sqft Living Area
1st Floor Area912 sqft
Upper Floors Area594 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area452 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA01011
Street Address121 BRUCE ST
CitySCHENECTADY
StateNY
Zip12302-2302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionC. P. SANDERS L322 PT 318 HLG
Legal Block3
Legal Lot Number42.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2025
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 BRUCE ST, SCHENECTADY, NY 12302-2302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jan 12, 2024Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Prior SaleOct 5, 2016 · Amount on Record
Deed Document Number20243072
Deed Book / Page2123 / 560
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateApr 27, 2026
Property Address121 BRUCE ST, SCHENECTADY, NY 12302-2302
Document Number0000009566
Instrument DateApr 14, 2026
Instrument20269566
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMARTIN TITLE, MARATHON TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 BRUCE ST, SCHENECTADY, NY 12302-2302

Mortgage

Document Number0000009566,
DateApr 27, 2026
Instrument20269566
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.54%
Initial TypeFixed Rate
Max Rate-1%

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 12, 2024
Property Address121 BRUCE ST, SCHENECTADY, NY 12302-2302
Document Number0000003072
Book / Page2123 / 560
Instrument DateDec 13, 2023
Instrument202403072
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyPAC ABSTRACT & TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$902.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address56 BRODERICK ST, COLONIE, NY 12205-4804

Mortgage

Document Number0000003073
DateJan 12, 2024
Instrument202403073
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,709.00$131,600 (-) Land $16,400 Building $115,200$239,273 (+23.64%) Land $29,818 Building $209,455
2023$131,600 Land $16,400 Building $115,200$193,529 Land $24,118 Building $169,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Bruce St

Nearby Streets

Search Property Records by Address or Parcel Number