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121 Bruce Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 121 Bruce Ln, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 948 sqft · built 1970
Lot Size0.341 acres (14,875 sqft)
OwnerIndividual Name on Record
Last Sale$149,500 (Mar 2017)
Tax Bill$4,010 (2025)
Deeds & MortgagesMar 2017 Sale
Flood ZoneZone X (minimal risk)
APN8913-33-406-010

Property Details

APN / Parcel Number

Primary APN8913-33-406-010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Building Area948 sqft Living Area
1st Floor Area948 sqft
Basement Area948 sqft
Finished Basement640 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,875 sqft (0.341 acres)
Lot Dimensions175 ft deep x 90 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area196 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address121 BRUCE LN
CityWATERLOO
StateIA
Zip50701-4323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARTIN HEIGHTS FIRST ADDITION LOT 101
Legal Range13W
Legal Township89N
Legal Section33
Legal SubdivisionMARTIN HEIGHTS FIRST ADDITION
Legal Lot Number101
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1013
Census Tract1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address121 BRUCE LN, WATERLOO, IA 50701-4323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2017 · Amount on Record
Deed SaleMar 3, 2017 · Amount on Record
Prior SaleJun 5, 2008 · Amount on Record
Deed Document Number201715433
Prior Transfer DateJun 4, 2008
Prior Transfer Doc0000024397
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMar 3, 2017
Property Address121 BRUCE LN, WATERLOO, IA 50701-4323
Document Number201700015433
Instrument DateFeb 4, 2017
Instrument201700015433
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$238.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 BRUCE LN, WATERLOO, IA 50701-4323

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,010.00 (+5.69%) Homeowner's exemption$207,380 (+12.02%) Land $34,780 Building $172,600$207,380 (+12.02%) Land $34,780 Building $172,600
2024$3,794.00 (+12.31%)
2023$185,130 (+13.79%) Land $34,780 Building $150,350$185,130 (+13.79%) Land $34,780 Building $150,350
2022$3,378.00 Homeowner's exemption$162,690 Land $34,780 Building $127,910
2021$162,690 Land $34,780 Building $127,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims15 (1979–2020)
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bruce Ln

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