121 Blackshear Dr, Panama City, FL 32404 Property Records

Bay County property record for 121 Blackshear Dr, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,182 sqft · built 1950
Lot Size	0.382 acres (16,683 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jan 2026)
Tax Bill	$3,938 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26212-000-000`

Property Details

APN / Parcel Number

Primary APN	`26212-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,182 sqft Heated Area
Gross Area	2,846 sqft
1st Floor Area	2,182 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,683 sqft (0.382 acres)
Lot Dimensions	167 ft deep x 100 ft wide
Garage Area	280 sqft
Patio Area	240 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	121 BLACKSHEAR DR
City	PANAMA CITY
State	FL
Zip	32404-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25 4S 14W -27- 120A COM AT PT WHERE N BNDRY OF SEC 25 INTERSECTS THE W R/W OF SR
Legal Range	14W
Legal Township	04S
Legal Section	25
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4000
Census Tract	900

Owner

121 Blackshear Dr is owned and occupied by an individual who bought it in January 2026.

Source: Bay County records, as of February 10, 2026

Owner of Record	Individual Name on File
Mailing Address	121 BLACKSHEAR DR, PANAMA CITY, FL 32404-7402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on File
Deed Sale	Jan 23, 2026 · Amount on File
Deed Document Number	2026004401
Deed Book / Page	4995 / 395
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 23, 2026
Property Address	121 BLACKSHEAR DR, PANAMA CITY, FL 32404-7402
Document Number	0049950395
Book / Page	4995 / 395
Instrument Date	Jan 23, 2026
Instrument	2026004401
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	SOUTH OAK TITLE 30A LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3742 PRESERVE BAY BLVD, PANAMA CITY BEACH, FL 32408-7136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BLACKSHEAR DR, PANAMA CITY, FL 32404-7402

Mortgage

Document Number	0004995397
Date	Jan 23, 2026
Instrument	4995/397

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 121 Blackshear Dr was $3,938.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Parker City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,938.00	$284,323 Land $192,400 Building $91,923	$284,323 Land $192,400 Building $91,923
2023	$3,338.00 (+132.94%)	$243,772 (+72.91%) Land $156,000 Building $87,772	$243,772 (+72.91%) Land $156,000 Building $87,772
2022	$1,433.00	$140,978 Land $130,520 Building $10,458	$140,978 Land $130,520 Building $10,458

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 121 Blackshear Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Blackshear Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Jan 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20