Lake County property record for 121 Birch Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,550 sqft · built 1959 |
| Lot Size | 0.354 acres (15,403 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,146 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-19-105-001 |
| Primary APN | 12-19-105-001 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| 1st Floor Area | 1,525 sqft |
| Upper Floors Area | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,403 sqft (0.354 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 121 BIRCH AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F.H.BARTLETTS NO.SHORE PROPERTIES LOT 5 BLOCK 35 |
| Legal Subdivision | F.H.BARTLETTS NO.SHORE PROPERTIES |
| Legal Block | 35 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 863202 |
121 Birch Ave is owned and occupied by two individuals who acquired it in January 2019.
Source: Lake County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 BIRCH AVE, LAKE BLUFF, IL 60044-1673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 2, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 21, 2019 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 4, 2019 |
| Transfer Doc | 0007544463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 121 BIRCH AVE, LAKE BLUFF, IL 60044-1673 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | NOT AVAILABLE, SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0007841819 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 7841819 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 121 BIRCH AVE, LAKE BLUFF, IL 60044-1673 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007440304 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 7440304 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 121 BIRCH AVE, LAKE BLUFF, IL 60044-1673 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007643238 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 7643238 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 21, 2019 |
| Property Address | 121 BIRCH AVE, LAKE BLUFF, IL 60044-1673 |
| Document Number | 0007544463 |
| Map Reference | DOC295961 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 7544463 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | TITLE SOURCE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007544464 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 7544464 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,487 Land $37,933 Building $135,554 | $520,513 Land $113,810 Building $406,703 | |
| 2024 | $9,146.00 (+11.66%) | ||
| 2023 | $8,191.00 (+2.14%) | $133,988 (+6.97%) Land $29,297 Building $104,691 | $402,004 (+6.97%) Land $87,900 Building $314,104 |
| 2022 | $8,019.00 | $125,252 Land $27,387 Building $97,865 | $375,793 Land $82,169 Building $293,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Birch Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Birch Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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