121 Big Tree Rd, Cosby, TN 37722 Property Records

Cocke County property record for 121 Big Tree Rd, Cosby, TN 37722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,843 sqft · built 2001
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Owner Names on File
Last Sale	$214,500 (Apr 2013)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`015110L A 00800`

Property Details

APN / Parcel Number

Primary APN	`015110L A 00800`
Alternative APN	`110L A 00800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,843 sqft Living Area
1st Floor Area	1,843 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	187 ft deep x 140 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	121 BIG TREE RD
City	COSBY
State	TN
Zip	37722-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: Y01
Legal Subdivision	RUNNING BEAR
Legal Lot Number	10
Jurisdiction	COCKE TN
Township / Civil Division	5
Census Block Group	2
Census Block	2027
Census Tract	920700

Owner

The current owner of 121 Big Tree Rd bought it in April 2013.

Source: Cocke County records, as of January 30, 2026

Owner of Record	2 Owner Names on File
Mailing Address	121 BIG TREE RD, COSBY, TN 37722-2832
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2013 · Amount on File
Deed Sale	Apr 1, 2013 · Amount on File
Deed Document Number	13091879
Deed Book / Page	1383 / 691
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	121 BIG TREE RD, COSBY, TN 37722-2832
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015520871
Date	Mar 15, 2021
Book Page	1552/871
Instrument	21001259

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	121 BIG TREE RD, COSBY, TN 37722-2832
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BIG TREE RD, COSBY, TN 37722-2832

Mortgage

Document Number	0016160047
Date	Apr 5, 2023
Book Page	1616/47
Instrument	23001446

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 121 Big Tree Rd was $1,368, up 10.5% from the year before.

Source: Cocke County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (+10.5%)	$91,225 (+88.58%) Land $7,675 Building $83,550	$364,900 Land $30,700 Building $334,200
2024	$1,238.00	$48,375 (-) Land $4,550 Building $43,825
2023	$1,238.00 (-0.24%)	$48,375 (-) Land $4,550 Building $43,825
2022	$1,241.00	$48,375 Land $4,550 Building $43,825	$193,500 Land $18,200 Building $175,300
2020			$193,500 Land $18,200 Building $175,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Big Tree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Big Tree Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Newport Utilities Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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